100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng
Với hơn 100 câu trắc nghiệm Tiếng Anh chuyên ngành ngân hàng có đáp an được chia sẻ dành cho các bạn sinh viên chuyên ngành Ngân hàng tham khảo ôn tập chuẩn bị cho kì thi sắp tới. Để việc ôn tập trở nên hiệu quả hơn, các bạn có thể ôn theo từng phần trong bộ câu hỏi này bằng cách trả lời lần lượt các câu hỏi cũng như so sánh đáp và lời giải chi tiết được đưa ra. Sau đó các bạn hãy chọn tạo ra đề ngẫu nhiên để kiểm tra lại kiến thức mình đã ôn tập được nhé. Chúc các bạn thành công!
Chọn hình thức trắc nghiệm (20 câu/30 phút)
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Câu 1:
ncome a bank derives from sources such as fees and service charges, trading income, and investment securities gains:
A. Interest income
B. Non-interest income
C. Net income
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Câu 2:
Balance sheets of subsidiary companies grouped together into the balance sheet of the parent company:
A. Comprehensive balance sheet
B. Consolidated balance sheet
C. Common balance sheet
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Câu 3:
A foreign bank issues an undertaking to the exporter ( through a bank in the exporter’s country) to pay for the goods as long as the exporter complies with the terms and conditions of the contract. This is a much safer form of payment for the exporter. To be even safer, the exporter can arrange for the bank in his/her country to act as “ confirming bank”, which means that the bank in the exporter’s country is responsible for the transaction:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 4:
Not yet paid or completed:
A. Outstanding
B. Outright
C. Outgoing
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Câu 5:
Money received; in accounting, an entry made on the right side of an account:
A. debit
B. credit
C. balance
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Câu 6:
Payment by the bank for the use of a depositor’s money:
A. Principal
B. Interest
C. Loan
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Câu 7:
Loan where the borrower is not likely to pay:
A. Non-secured loan
B. Non-performing loan
C. Non-negotiable loan
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Câu 8:
The exporter sends the goods and documents to the foreign buyer. The buyer pays the invoice when the goods arrive, or within a certain period from the invoice date. This can be risky,as the exporter trusts the buyer to honour the original sales contract:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 9:
Regular bank statements will be sent to you by post, listing recent………..:
A. payments
B. events
C. transactions
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Câu 10:
Delayed, put off or postponed until a later time:
A. Accrued
B. Amortized
C. Deferred
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Câu 11:
After they have been paid in, checks usually take three working days to…..:
A. pass
B. credit
C. clear
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Câu 12:
To pay interest on a debt and also repay the principal at due date:
A. To service a debt
B. To schedule a debt
C. To set off a debt
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Câu 13:
Money paid by the government or a company to a retired person is a …………….:
A. pension
B. rebate
C. subsidy
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Câu 14:
Income a bank derives from loans and investment securities:
A. non-interest income
B. interest income
C. net income
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Câu 15:
In order to withdraw money the bank requires your………….. :
A. Statement
B. Savings account
C. Signature
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Câu 16:
The exporter does not dispatch the goods until payment has been received from the importer. There is no risk for the exporter – all the risk is taken by the importer:
A. advance payment
B. documentary collection
C. documentary credit
D. open account
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Câu 17:
Debt which will not be paid and which has to be written off in the accounts book:
A. Bad debt
B. Critical debt
C. Doubtful debt
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Câu 18:
A debt instrument that bears interest and promises repayment:
A. Share
B. Bond
C. Check
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Câu 19:
Legal agreement where someone lends money to another person so that he can buy a property, the property being the security:
A. Mortgage
B. Security
C. Collateral
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Câu 20:
Allowing a customer time before he has to pay for goods or services:
A. Debit
B. Coverage
C. Credit