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      Urbanization degrades the environment, according to conventional wisdom. This view has led many developing countries to limit rural - urban migration and curb urban expansion. But this view is incorrect. There are a number of reasons urbanization can be good for the environment, if managed properly.
      First, urbanization brings higher productivity because of its positive externalities and economies of scale. Asian urban productivity is more than 5.5 times that of rural areas. The same output can be produced using fewer resources with urban agglomeration than without. In this sense, urbanization reduces the ecological footprint. The service sector requires urbanization because it needs a concentration of clients. As services generally pollute less than manufacturing, this aspect of urbanization is also beneficial to the environment.
      Second, for any given population, the high urban density is benign for the environment. The urban economics literature shows that compactness is a key determinant of energy use. High density can make public transport more viable and reduce the length of trips. Urban living encourages walking and cycling rather than driving. Third, environment-friendly infrastructure and public services such as piped water, sanitation, and waste management are much easier and more economical to construct, maintain, and operate in an urban setting. Urbanization allows more people to have access to environment-friendly facilities and services at affordable prices.
     Fourth, urbanization drives innovation, including green technologies. In the long term, environment-friendly equipment, machines, vehicles, and utilities will determine the future of the green economy. Green innovations in Asia's cities will be supported by the region's vast market as the billions of people who will be buying energy-efficient products will create opportunities and incentives for entrepreneurs to invest in developing such products. Finally, the higher standard of living associated with urbanization provides people with better food, education, housing, and health care. Urban growth generates revenues that fund infrastructure projects, reducing congestion and improving public health. Urbanization fosters a pro-environment stance among property owners and the middle class, which is crucial for the introduction and enforcement of environmental laws and regulations.
      Of course, urbanization also comes with costs. Millions of people are migrating to Asian cities and companies are locating there to employ them. Urban sprawl and industrial activities, such as power generation, transportation, construction, garbage and waste disposal, harm the environment. An assessment of the impact of urbanization on the environment must balance its benign and adverse effects.

Which of the following can be inferred from the passage?

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Where one stage of child development has been left out, or not sufficiently experienced, the child may have to go back and capture the experience of it. A good home makes this possible
- for example, by providing the opportunity for the child to play with a clockwork car or toy railway train up to any age if he still needs to do so. This principle, in fact, underlies all psychological treatment of children in difficulties with their development, and is the basic of work in child clinics.
The beginnings of discipline are in the nursery. Even the youngest baby is taught by gradual stages to wait for food, to sleep and wake at regular intervals and so on. If the child feels the world around him is a warm and friendly one, he slowly accepts its rhythm and accustoms himself to conforming to its demands. Learning to wait for things, particularly for food, is a very important element in upbringing, and is achieved successfully only if too great demands are not made before the child can understand them. Every parent watches eagerly the child's acquisition of each new skill: the first spoken words, the first independent steps, or the beginning of reading and writing. It is often tempting to hurry the child beyond his natural learning rate, but this can set up dangerous feelings of failure and states of anxiety in the child. This might happen at any stage. A baby might be forced to use a toilet too early, a young child might be encouraged to learn to read before he knows the meaning of the words he reads. On the other hand, though, if a child is left alone too much, or without any learning opportunities, he loses his natural zest for life and his desire to find out new things for himself.
Learning together is a fruitful source of relationship between children and parents. By playing together, parents learn more about their children and children learn more from their parents. Toys and games which both parents and children can share are an important means of achieving this co-operation. Building-block toys, jigsaw puzzles and crosswords are good examples.
Parents vary greatly in their degree of strictness or indulgence towards their children. Some may be especially strict in money matters; others are severe over times of coming home at night, punctuality for meals or personal cleanliness. In general, the controls imposed represent the needs of the parents and the values of the community as much as the child's own happiness and well-being.
With regard to the development of moral standards in the growing child, consistency is very important in parental teaching. To forbid a thing one day and excuse it the next is no foundation for morality. Also, parents should realize that“Example is better than precept”. If they are hypocritical and do not practice what they preach, their children may grow confused and emotionally insecure when they grow old enough to think for themselves, and realize they have been, to some extent, deceived. A sudden awareness of a marked difference between their parents' ethics and their morals can be a dangerous disillusion.

Parental controls and discipline    

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According to some accounts, the first optical telescope was accidentally invented in the 1600s by children who put two glass lenses together while playing with them in a Dutch optical shop. The owner of the shop, Hans Lippershey, looked through the lenses and was amazed by the way they made the nearby church look so much larger. Soon after that, he invented a device that he called a “looker”, a long thin tube where light passed in a straight line from the front lens to the viewing lens at the other end of the tube. In 1608 he tried to sell his invention unsuccessfully. In the same year, someone described the “looker” to the Italian scientists Galileo, who made his own version of the device. In 1610 Galileo used his version to make observations of the Moon, the planet Jupiter, and the Milky Way. In April of 1611, Galileo showed his device to guests at a banquet in his honor. One of guests suggested a name for the device: telescope
When Isaac Newton began using Galileo’s telescope more than a century later, he noticed a problem. The type of telescope that Galileo designed is called a refractor because the front lens bends, or refracts, the light. However, the curved front lens also caused the light to the separated into colors. This meant that when Newton looked through the refracting telescope, the images of bright objects appeared with a ring of colors around them. This sometimes interfered with viewing. He solved this problem by designing a new type of telescope that used a curved mirror. This mirror concentrated the light and reflected a beam of light to the eyepiece at the other end of the telescope. Because Newton used a mirror, his telescope was called a reflector
Very much larger optical telescopes can now be found in many parts of the world, built on hills and mountains far from city lights. The world’s largest refracting telescope is located at the Yerkes Observatory in Williams Bay, Wisconsin. Another telescope stands on Mount Palomar in California. This huge reflecting telescope was for many years the largest reflecting telescope in the world until an even larger reflecting telescope was built in the Caucasus Mountains. A fourth famous reflector telescope, the Keck Telescope situated on a mountain in Hawaii, does not use a single large mirror to collect the light. Instead, the Keck uses the combined light that falls on thirty- six mirrors
Radio telescopes, like optical telescopes allow astronomers to collect data from outer space, but they are different in important ways. First of all, they look very different because instead of light waves, they collect radio waves. Thus, in the place of lenses or mirror, radio telescopes employ bowl-shaped disks that resemble huge TV satellite dished. Also, apart from their distinctive appearance, radio telescope and optical telescopes use different methods to record the information they collect. Optical telescopes use cameras to take photographs of visible objects, while radio telescopes use radio receivers to record radio waves from distant object in space.

When did Newton start to use Galileo’s telescope?

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In the United States, it is important to be on time, or punctual, for an appointment, a class, a meeting, ect... This may not be true in some other countries, however. An American professor discovered this difference while teaching a class in a Brazilian university. The two-hour class was scheduled to begin at 10 A.m., and end at 12 A.m. On the first day, when the professor arrived on time, no one was in the classroom. Many students came after 11 A.m. Although all of the students greeted the professor as they arrived, few apologised for their lateness. Were these students being rude? He decided to study the students’ behavior.
In American university, students are expected to arrive at the appointed hour. On the other hand, in Brazil, neither the teacher nor the students always arrive at the appointed hour. Classes not only begin at the scheduled time in the United States, but they also end at the scheduled time. In the Brazilian class, only a few students left the class at noon, many remained past 12:30 to discuss the class and ask more questions. While arriving late may not be important in Brazil, neither is staying late.
The explanation for these differences is complicated. People from Brazilian and North American cultures have different feelings about lateness. In Brazil, the students believe that a person who usually arrives late is probably more successful than a person who is always on time. In fact, Brazilians expect a person with status or prestige to arrive late, while in the United States, lateness is usually considered to be disrespectful and unacceptable. Consequently, if a Brazilian is late for an appointment with a North America, the American may misinterpret the reason for the lateness and become angry.
As a result for his study, the professor learned that the Brazilian students were not being disrespectful to him. Instead, they were simply behaving the appropriate way for a Brazilian student in Brazil. Eventually, the professor was able to adapt his own behavior to feel comfortable in the new culture.

What is the main idea of this passage?

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Dolphins are one of the most intelligent species on the planet, which makes them a very interesting animal to scientists. In their natural habitats, dolphins use various vocalization techniques. They whistle and squeak to recognize members of their pod, identify and protect their young, and call out warnings of danger. They also make clicking sounds used for echolocation to find food and obstacles in dark and murky waters.
Amazingly, the whistling sound that the bottlenose dolphin makes has been found to have a similar pattern to human language. They always make conversational sounds when they greet each other. If you listen to dolphins' squeaks and squeals, it will sound like they are having a conversation.
Dolphins usually use both sound and body language to communicate with each other. It is through gesture and body language, however, that most of their communication with humans comes. Dolphins can be trained to perform complicated tricks. This suggests they have a high level of intelligence and communication capacity. If they work for a long time with a trainer, they are able to recognize and understand human commands.
A lot of dolphin communication has been studied using dolphins in captive environments. These studies have been criticized because some marine biologists believe that dolphins living in aquariums or research centers cannot be considered "normal." Even so, most believe that studying dolphin communication in captivity is useful for beginning to understand the complexity of dolphin communication. After all, dolphins are one of the most intelligent animals. Their ability to communicate is impressive and worthy of study.

What would be the most suitable title for the passage?

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Do you think you're smarter than your parents and grandparents? According to James Flynn, a professor at a New Zealand university, you are! Over the course of the last century, people who have taken IQ tests have gotten increasingly better scores-on average, three points better for every decade that has passed. This improvement is known as "the Flynn effect," and scientists want to know what is behind it.
IQ tests and other similar tests are designed to measure general intelligence rather than knowledge. Flynn knew that intelligence is partly inherited from our parents and partly the result of our environment and experiences, but the improvement in test scores was happening too quickly to be explained by heredity. So what was happening in the 20th century that was helping people achieve higher scores on intelligence tests?
Scientists have proposed several explanations for the Flynn effect. Some suggest that the improved test scores simply reflect an increased exposure to tests in general. Because we take so many tests, we learn test-taking techniques that help us perform better on any test. Others have pointed to better nutrition since it results in babies being born larger, healthier, and with more brain development than in the past. Another possible explanation is a change in educational styles, with teachers encouraging children to learn by discovering things for themselves rather than just memorizing information. This could prepare people to do the kind of problem solving that intelligence tests require.
Flynn limited the possible explanations when he looked carefully at the test data and discovered that the improvement in scores was only on certain parts of the IQ test. Test takers didn't do better on the arithmetic or vocabulary sections of the test; they did better on sections that required a special kind of reasoning and problem solving. For example, one part of the test shows a set of abstract shapes, and test-takers must look for patterns and connections between them and decide which shape should be added to the set.
According to Flynn, this visual intelligence improves as the amount of technology in our lives increases. Every time you play a computer game or figure out how to program a new cell phone, you are exercising exactly the kind of thinking and problem solving that helps you do well on one kind of intelligence test. So are you really smarter than your parents? In one very specific way, you may be.

The Flynn effect is     

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Nowadays people are more aware that wildlife all over the world is in danger. Many species of animals will become (1)...   if we do not make an effort to protect them. There are many reasons for this. In some cases, animals are (2)...... for their fur or for other valuable parts of their bodies. Some birds, such as parrots, are caught alive and sold as pets. For many animals and birds the problem is that their habitat - the place where they live - is (3)......    . More land is used for farms, for houses or industry, and there are fewer open spaces than there once were. Farmers use powerful chemicals to help them grow better crops, but these chemicals pollute the environment and (4)....... wildlife. The most successful animals on earth - human beings - will soon be the only ones (5)......... , unless we can solve this problem.
(4).....................

The end of December and the beginning of January are the busiest times for the Japanese post offices. (1) _________ Japanese have a custom of sending New Year’s Day postcards to their friends and relatives, (2) __________ to the Western custom of sending Christmas cards. Their original purpose was to give your faraway friends and relatives tidings of yourself and your immediate family. (3) __________, this custom existed for people to tell others whom they did not often meet that they were alive and well.

Japanese people send these postcards so that they arrive (4) ___________ 1st January. The post office guarantees (5) ______ the greeting postcards on 1st January if they are posted within a time limit. To deliver these cards (6) _________ time, the post office usually hires students part-time to help deliver the letters.

It is (7) _________ not to send these postcards when one has had a death in the family during the year. In this case, a family member sends a simple postcard (8) ____mochi hagaki (mourning postcards) to inform friends and relatives they should send New Year’s cards, out of respect for the deceased.

(3) _________

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Dolphins are one of the most intelligent species on the planet, which makes them a very interesting animal to scientists. In their natural habitats, dolphins use various vocalization techniques. They whistle and squeak to recognize members of their pod, identify and protect their young, and call out warnings of danger. They also make clicking sounds used for echolocation to find food and obstacles in dark and murky waters.
Amazingly, the whistling sound that the bottlenose dolphin makes has been found to have a similar pattern to human language. They always make conversational sounds when they greet each other. If you listen to dolphins' squeaks and squeals, it will sound like they are having a conversation.
Dolphins usually use both sound and body language to communicate with each other. It is through gesture and body language, however, that most of their communication with humans comes. Dolphins can be trained to perform complicated tricks. This suggests they have a high level of intelligence and communication capacity. If they work for a long time with a trainer, they are able to recognize and understand human commands.
A lot of dolphin communication has been studied using dolphins in captive environments. These studies have been criticized because some marine biologists believe that dolphins living in aquariums or research centers cannot be considered "normal." Even so, most believe that studying dolphin communication in captivity is useful for beginning to understand the complexity of dolphin communication. After all, dolphins are one of the most intelligent animals. Their ability to communicate is impressive and worthy of study.

All of the following are true about dolphin communication EXCEPT     .

Read the passage below and choose one correct answer for each question.

As Chinese society changes, higher education is undergoing major transformations. The university model of the United States and other Western countries has a powerful influence. New trends in Chinese higher education are attracting the attention of global educators. Since the establishment of Western-oriented modern universities at the end of nineteenth century, Chinese higher education has continued to evolve. Over the past two decades, however, tremendous economic development in China has stimulated reforms in higher education that have resulted in some remarkable changes. The first modern institution, Peiyang University, was founded in Tianjin. The university changed its name to Tianjin University in 1951 and became one of the leading universities in China: Next, Jiaotong University was founded in Shanghai in 1896. In the 1950s, most of this university was moved to Xi'an, an ancient capital city in northwest China, and became Xi'an Jiaotong University; the part of the university remaining in Shanghai was renamed Shanghai Jiaotong University. Tianjin University celebrated its hundredth anniversary in 1995, followed by Xi'an Jiaotong and Shanghai Jiaotong Universities in 1996. Other leading universities, such as Zhejiang University (1897), Beijing University (1898), and Nanjing University (1902) also recently celebrated their hundredth anniversaries, one after another. These celebrations marked the beginning of a new chapter in Chinese higher education.

Which university celebrated the hundredth anniversaries in 2002?

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How is the news different from entertainment? Most people would answer that news is real but entertainment is fiction. However, if we think more carefully about the news, it becomes clear that the news is not always real. The news does not show us all the events of the day, but stories  from a small number of chosen events. The creation of news stories is subject to specific constraints, much like the creation of works of fiction. There are many constraints, but three of the most important ones are: commercialism, story formulas, and sources.
Newspapers, radio, and TV stations are businesses, all of which are rivals for audiences and advertising revenue. The amount of time that the average TV station spends on news broadcasts has grown steadily over the last fifty years - largely because news is relatively cheap to produce, yet sells plenty of advertising. Some news broadcasts are themselves becoming advertisements. For example, during one week in 1996 when the American CBS network was airing a movie about the sinking of the Titanic, CBS news ran nine stories about that event (which had happened 84 years before). The ABC network is owned by Disney Studios, and frequently runs news stories about Mickey Mouse. Furthermore, the profit motive drives news organizations to pay more attention to stories likely to generate a large audience, and to shy away from stories that may be important but dull. This pressure to be entertaining has produced shorter, simpler stories: more focus on celebrities than people of substance, more focus on gossip than on news, and more focus on dramatic events than on nuanced issues.
As busy people under relentless pressure to produce, journalists cannot spend days agonizing over the best way to present stories. Instead, they depend upon certain story formulas, which they can reuse again and again. One example is known as the inverted pyramid. In this formula, the journalist puts the most important information at the beginning of the story, than adds the next most important, and so on. The inverted pyramid originates from the age of the telegraph, the idea being that if the line went dead halfway through the story, the journalist would know that the most crucial information had at least been relayed. Modern journalists still value the formula for a similar reason. Their editors will cut stories if they are too long. Another formula involves reducing a complicated story into a simple conflict. The best example is "horse race" election coverage. Thorough explication of the issues and the candidates' views is forbiddingly complex. Journalists therefore concentrate more on who is winning in the opinion polls, and whether the underdog can catch up in the numbers than on politicians' campaign goals.
Sources are another constraint on what journalists cover and how they cover it. The dominant sources for news are public information officers in businesses and government offices. The majority of such officers try to establish themselves as experts who are qualified to feed information to journalists. How do journalists know who is an expert? In general, they don't. They use sources not on the basis of actual expertise, but on the appearance of expertise and the willingness to share it. All the major news organizations use some of the same sources (many of them anonymous), so the same types of stories always receive attention. Over time, the journalists may even become close friends with their sources, and they stop searching for alternative points of view. The result tends to be narrow, homogenized coverage of the same kind.

The word relayed in paragraph 3 is closest in meaning to    _.

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The modern comic strip started out as ammunition in a newspapaer war between giants of the American press in the late nineteenth century. The first full-color comic strip appeared in January 1894 in
the New York World, owned by Joseph Pulitzer. The first regular weekly full-color comic supplement, similar to today’s Sunday funnies, appeared two years later, in William Randolph Hearst’ rival New York paper, the Morning Journal.
Both were immensely popular and publishers realized that supplementing the news with comic relief boosted the sale of papers. The Morning Journal started another feature in 1896, the “Yellow Kid”, the first continuous comic character in the United States, whose creator, Richard Outcault, had been lured away from the World by the ambitious Hearst. The “Yellow Kid” was in many ways a pioneer. Its comic dialogue was the strictly urban farce that came to characterize later strips, and it introduced the speech baloon inside the strip, usually placed above the characters’ heads.
The first strip to incorporate all the elements of later comics was Rudolph Dirks’s “Katzenjammer Kids”, based on Wilhelm Busch’s Max and Moritz, a European satire of the nineteenth century. The “Kids” strip, first published in 1897, served as the prototype for future American strips. It contained not only speech baloons, but a continuous cast of characters, and was divided into small regular panels that did away with the larger panoramic scenes of earlier comics.
Newspaper syndication played a major role in spreading the popularity of comic strips throughout the country. Though weekly colored comics came first, daily black-and-white strips were not far behind. The first appeared in the Chicago American in 1904. It was followed by many imitators, and by 1915 black-and-white comic strips had become a staple of daily newspapers around the country.

According to the passage, the “Yellow Kid” was the first comic strip to do all of the following EXCEPT     .

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Oxford University scientists have launched an attempt to bring the Northern White Rhinoceros back from beyond the “point of no return” using IVF (In Vitro Fertilization). The team believes a pioneering treatment can prompt a revival of the persecuted species, despite the death last year of the last known male and the fact that the two remaining females, Najin and Fatu, cannot have calves.
One of two subspecies of White Rhinoceros, the Northern Rhinoceros once ranged over tracts of Uganda, Sudan, Central African Republic and the Democratic Republic of Congo. However, the value of its horns saw it poached from a population of approximately 500 to 15 in the 1970s and 1980s. A small recovery – numbers reached 32 – from the early 1990s was then reversed from 2003 when illegal hunting intensified again.
The Oxford researchers believe that it will be possible to remove ovarian tissue from the animals and stimulate it to produce eggs, which would then be fertilised from sperm preserved from male Northern White Rhinoceros. The embryos would then be implanted into a surrogate mother of a similar species, probably a Southern White Rhinoceros. The technique has been used successfully in mice for nearly two decades; it has also been accomplished for some species of dog, horse and cat. However, it has never been attempted before on a rhinoceros, meaning the Oxford team plan to perfect it first by conducting a series of trials on ovarian tissue taken from a Southern White Rhinoceros.
In principal, the benefit of removing ovarian tissue for use in the lab is that it can go on producing eggs. Other researchers are exploring the possibility of using the remaining Northern White Rhinoceros sperm to cross–breed with Southern White Rhinoceros, however Dr Williams believes the focus should be on preserving the identity of the northern species. “This will be a huge buffer against disease and ill health in the long–term, and give the new herds better genetic ability to adapt to changing environments in the future.”
Najin was born in captivity in 1989 and Fatu in 2000. They both belong to the Cvur Kralove Zoo in the Czech Republic, which shipped them to the Ol Pejeta Conservancy in Kenya in 2009 amid tight security. In place of their horns, keepers have fitted radio transmitters to allow close monitoring of their whereabouts in the large paddock areas. The team has enough funding for three years’ research, donated from Fondation Hoffman, however Oxford University has launched a public appeal to raise the money to secure the project long term.

According to the passage, Najin and Fatu are mentioned about all of the following EXCEPT     .

Read the following passage and mark the letter A, B, C or D to indicate the correct word or phrase that best fits each of the numbered blanks.
The latest addiction to trap thousands of people is Internet, which has been (1).... for broken relationships, job losses, financial ruin and even one suicide. Psychologists now recognize Internet Addiction Syndrome (IAS) as a new illness that could (2)..... serious problems and ruin many lives. Special help groups have been set up to offer sufferers help and support.
IAS is similar to (3)........ problems like gambling, smoking and drinking: addicts have dreams about Internet; they need to use it first thing in the morning; they lie to their partners about how much time they spend online; they wish they could cut down, but are unable to do so. A recent study found that many users spend up to 40 hours a week on the Internet; although they felt guilty, they became depressed if they were (4).... to stop using it.
Almost anyone can be at risk. Some of the addicts are teenagers who are already hooked on Computer games  and who (5)......... it  very  difficult to  resist  the  games  on  the  Internet. Surprisingly, however, psychologists say that most victims are middle-aged housewives who have never used a computer before.
(1)......................... 

Choose the underlined word or phrase (A, B, C or D) that is incorrect and needs to be changed: Some of the pictures he painted them were sold for millions of dollars

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Newspapers and television news programs always seem to report about the bad things happening in society. However, there is a place where readers can find some good news. That place is the website called HappyNews. The man behind HappyNews is Byron Reese. Reese set up HappyNews because he thought other news sources were giving people an unbalanced view of the world. Reese said about HappyNews, “The news media gives you a distorted view of the world by exaggerating bad news, misery, and despair. We’re trying to balance out the scale.”
Not everyone agrees with Reese’s view, though. Many people think that news sources have a responsibility to provide news that is helpful to people. People need to know about issues or problems in today’s society. Then they are better able to make informed decisions about things that affect their daily lives. Reese said that HappyNews is not trying to stop people from learning about issues or problems. HappyNews is just trying to provide a balanced picture of today’s world.
By the end of its first month online, HappyNews had more than 70,000 unique readers. About 60 percent of those readers were women. Something else unique makes HappyNews different from any of  the other news or information websites that are on the Internet. Unlike many other websites, HappyNews gets fan mail from its readers on a daily basis.

Why might some people NOT like HappyNews?

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In the United States, it is important to be on time, or punctual, for an appointment, a class, a meeting, ect... This may not be true in some other countries, however. An American professor discovered this difference while teaching a class in a Brazilian university. The two-hour class was scheduled to begin at 10 A.m., and end at 12 A.m. On the first day, when the professor arrived on time, no one was in the classroom. Many students came after 11 A.m. Although all of the students greeted the professor as they arrived, few apologised for their lateness. Were these students being rude? He decided to study the students’ behavior.
In American university, students are expected to arrive at the appointed hour. On the other hand, in Brazil, neither the teacher nor the students always arrive at the appointed hour. Classes not only begin at the scheduled time in the United States, but they also end at the scheduled time. In the Brazilian class, only a few students left the class at noon, many remained past 12:30 to discuss the class and ask more questions. While arriving late may not be important in Brazil, neither is staying late.
The explanation for these differences is complicated. People from Brazilian and North American cultures have different feelings about lateness. In Brazil, the students believe that a person who usually arrives late is probably more successful than a person who is always on time. In fact, Brazilians expect a person with status or prestige to arrive late, while in the United States, lateness is usually considered to be disrespectful and unacceptable. Consequently, if a Brazilian is late for an appointment with a North America, the American may misinterpret the reason for the lateness and become angry.
As a result for his study, the professor learned that the Brazilian students were not being disrespectful to him. Instead, they were simply behaving the appropriate way for a Brazilian student in Brazil. Eventually, the professor was able to adapt his own behavior to feel comfortable in the new culture.

The word “rude” is closest in meaning to     .

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Bitcoins are a form of virtual currency. In other words, they are a type of money that does not exist in the actual world. However, they can be used to purchase actual products and services from real companies.
The bitcoin system was created in 2009 by an enigmatic person named Satoshi Nakamoto. In fact, no one is sure if Satoshi Nakamoto is an actual person or a group of people. Bitcoins are designed to serve as an alternative to national currencies, such as dollars and euros, They can be used to pay for things instead of cash or credit cards. When bitcoins are transferred from a buyer to a seller, the transaction is recorded in a public database.
Governments are concerned that bitcoins can easily be stolen by hackers. It has dawned on them that they might be used for illegal purposes. For example, stolen goods could be purchased without the government's knowledge. Although more and more companies are beginning to accept bitcoins, the percentage of purchases made using bitcoins is minuscule compared to other online payment methods, such as credit cards. Instead, many bitcoin owners simply keep them as an investment since more valuable in the future.
This may or may not be a wise approach. Currently, the value of bitcoins is fluctuating wildly, especially when compared to highly stable national currencies, Bitcoin Investors are gambling on the hope that as this high-tech money becomes more widely accepted, its value will soar.

Why are bitcoins of great concern to governments?

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A mansion is a very large home. McDonald's is the name of a fast food hamburger chain. What do you get when you put the two together? You get McMansion, the recently created name for a type of  large suburban, two storied home that originated in the United States. Many people love McMansions for their low price, abundant space and impressive styling, but the news is not all good. In fact, McMansions may now be a threatened species.
McMansion became very popular in the United States during the 1990s, and this popularity continued for almost 20 years. During those years the economy was relatively strong, and banks were willing to lend large sums of money to people who wanted to buy a home. The result was an increase in the average home size. In 1988, the average new American home was 170 square meters, but by 2008 this had risen to 244 square meters, a 44% increase.
To offset the greater costs of these large homes, land developers built many homes that all used a similar basic design and identical construction methods. Framing and interior fittings were constructed in factories, instead of on site, and the materials used were often of a lower quality. Finally, the sections of land used for each house were much smaller than before.
The result was suburban developments full of huge homes, often over 280 square meters in floor area, that all looked similar to each other. Their standardization and lowest possible-cost construction reminded people of McDonald's hamburgers, hence the term McMansion. For many people a McMansion was their dream home, but that dream is now rapidly turning sour.
There are two main problems with McMansions. One problem is that their huge size means that they cost a lot to heat or cool. Energy is becoming more expensive, so owners are faced with huge bills if they try to heat or cool their home. The other problem is that McMansion owners are often in a lot of debt. They borrowed a lot of money to pay for their impressive home, but during the 2000s, with struggling economy and high unemployment, they couldn't afford to repay their loan.
McMansion are still popular in some area, but no one is sure how long it will last. Will energy become even more expensive and force owners to downsize? Will the economy grow and banks become more willing to end again? Will the drop-in house prices allow larger, less affluent families to afford a McMansion? These questions are weighing heavily on the future of one of the most popular housing styles of the late 20th century.

The phrase “turning sour” in paragraph 4 refers to the fact that     .

Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions:
Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in  the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory.
There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage.
When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories.
Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.

All  of  the  following  are  mentioned  as  places  in  which  memories  are  stored EXCEPT     .

Choose the item among A, B, C or D that best answers the question about the passage:

"“Where is the university?” is a question many visitors to Cambridge ask, but no one can give them a clear answer, for there is no wall to be found around the university. The university is the City. You can find the classroom buildings, libraries, museums and offices of the university all over the city. And most of its members are the students and teachers or professors of the thirty-one colleges.
 Cambridge was an already developing town long before the first students and teachers arrived 800 years ago. It grew up by the river Granta, as the Cam was once calied. A bridge was built over the river as early as 875.
 In the fourteenth and fifteenth centuries more and more land was used for college buildings. The town grew much faster in the nineteenth century after the opening of the railway in 1845. Cambridge became a City in 1951 and now it has the population of over 100,000. Many young students want to study at Cambridge. Thousands of people from all over the world come to visit the university town. It has become a famous place all around the world."

4. After which year did the town really begin to develop?