Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

At 4 percent interest for the use of $1 principal, how much would one pay?

There are many theories about the beginning of drama in ancient Greek. The one most widely accepted today is based on the assumption that drama evolved from ritual. The argument for this view goes as follows. In the beginning human beings viewed the natural forces of the world, even the seasonal changes, as unpredictable, and they sought, through various means, to control these unknown and feared powers. Those measures which appeared to bring the desired results were then retained and repeated until they hardened into fixed rituals. Eventually stories arose which explained or veiled the mysteries of the rites. As time passed some rituals were abandoned, but the stories, later called myths, persisted and provided material for art and drama.
Those who believed that drama evolved out of ritual also argue that those rites contained the seed of theatre because music, dance, masks, and costumes were almost always used. Furthermore, a suitable site had to be provided for performances, and when the entire community did not participate, a clear division was usually made between the “acting area” and “auditorium”. In addition, there were performers, and since considerable importance was attached to avoiding mistakes in the enactment of rites. Religious leaders usually assumed that task. Wearing masks and costumes, they often impersonated other people, animals, or supernatural beings, and mimed the desired effect- success in hunt or battle, the coming rain, the revival of the Sun-as an actor might. Eventually such dramatic representations were separated from religious activities.
Another theory traces the theatre’s origin from the human interest in storytelling. According to this view, tales (about the hunt, war, or other feats) are gradually elaborated, at first through the use of impersonation, action, and dialogue by a narrator and then through the assumption of each of the roles by a different person. A closely related theory traces theatre to those dances that are primarily rhythmical and gymnastic or that are imitations of animal movements and sound.

What does the passage mainly discuss?

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Theresa May, the second female Britain’s prime minister following Margaret Thatcher, revealed in 2013 that she had been given a diagnosis of Type 1 diabetes, a condition that requires daily insulin injections. Asked later how she felt about the diagnosis, she said her approach to it was the same as toward everything in her life: “Just get on and deal with it.” That kind of steeliness brought her to center stage in the aftermath of Britain’s vote to leave the European Union and the feuding that erupted in the Conservative Party over who would succeed David Cameron.
Ms” May, 59 years old, is the country’s longest-serving home secretary in half a century, with a reputation for seriousness, hard work and above all, determination. She is one of a growing number of women in traditionally male-dominated British politics rising to the upper position of leadership.
Bom in 1956, Ms. May grew up mainly in Oxford shire, an only child who was first drawn to the Conservative Party at age 12. As a conscientious student, she never rebelled against her religious upbringing and remains a regular churchgoer. Tellingly, her sports hero was Geoffrey Boycott, a solid, stubborn cricketer who specialized in playing the long game.
Like many other Britain’s prime minister including Tony Blair, Sir Robert Peel and Margaret Thatcher, she won a place at Oxford. But while almost every other political leader got there by way of Eton College and joined Oxford’s hedonistic Bullingdon Club, she attended a state secondary school and had a more sedate university career. After unsuccessful attempts to be elected to the House of Commons in 1992 and 1994, she finally became an MP in 1997 general election.
May is known for a love of fashion and in particular distinctive shoes. She even wore leopard-print shoes to her final Cabinet meeting as Home Secretary in early 2016. However, she has been quite critical of the media focusing on her fashion instead of her achievement as a politician. May also describes cooking and walking as primary hobbies, and if someone is raising questions about why walking can be classified as a hobby, she elaborates in a column for Balance magazine, in which she wrote of her battle with diabetes.

The most prominent characteristic of Theresa May is ...................

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Fifty-five delegates representing all thirteen states except Rhode Island attended the Constitutional Convention in Philadelphia from May to September 1787. The delegates had been instructed by the Continental Congress to revise the old Articles of Confederation, but most believed that a stronger central government was needed. There were differences, however, about what structure the government should take and how much influence large states should have.
Virginia was by far the most populous state, with twice as many as people as New York, four times as many as New Jersey, and ten times as many as Delaware. The leader of the Virginia delegation, James Madison, had already drawn up a plan for government, which became known as the Large State Plan. Its essence was that congressional representation would be based on population. It provided for two or more national executives. The smaller states feared that under this plan, a few large states would lord over the rest. New Jersey countered with the Small State Plan. It provided for equal representation for all states in a national legislature and for a single national executive. Angry debate, heightened by a stifling heat wave, led to deadlock.
A cooling of tempers seemed to come with lower temperatures. The delegates hammered out an agreement known as the Great Compromise- actually a bundle of shrewd compromises. They decided that Congress would consist of two houses. The larger states were granted representation based on population in the lower house, the House of Representatives. The smaller states were given equal representation in the upper house, the Senate, in which each state would have two senators regardless of population. It was also agreed that there would be a single executive, the president. This critical compromise broke the logjam, and from then on, success seemed within reach.

It can be inferred from the passage that the Articles of Confederation

It was the first photograph that I had ever seen, and it fascinated me. I can remember holding it at every angle in order to catch the flickering light from the oil lamp on the dresser. The man in the photograph was unsmiling, but his eyes were kind. I had never met him, but I felt that I knew him. One evening when I was looking at the photograph, as I always did before I went to sleep, I noticed a shadow across the man’s thin face. I moved the photograph so that the shadow lay perfectly around his hollow cheecks. How different he looked!
That night I could not sleep, thinking about the letter that I would write. First, I would tell him that I was eleven years old, and that if he had a little girl my age, she could write to me instead of him. I knew that he was a very busy man. Then I would explain to him the real purpose of my letter. I would tell him how wonderful he looked with the shadow that I had seen across his photograph, and I would most carefully suggest that he grow whiskers.
Four months later when I met him at the train station near my home in Westfield, New York, he was wearing a full beard. He was so much taller than I had imagined from my tiny photograph.
“Ladies and gentlemen,” he said, “I have no speech to make and no time to make it in. I appear before you that I may see you and that you may see me.” Then he picked me right up and kissed me on both cheeks. The whiskers scratched. “Do you think I look better, my little friend?” he asked me.
My name is Grace Bedell, and the man in the photograph was Abraham Lincoln.

The word “it” in paragraph 4 refers to..........

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Choosing clothes can be difficult. Some people want to be fashionable, but they don’t want to look exactly like everybody else. Not all clothes are (1)........ for work or school, perhaps because they are not formal enough, or simply not comfortable. It is easy to buy the (2).......... size, and find that your trousers are too tight, especially if you are a little bit overweight. Very (3)........clothes make you feel slim, but when they have shrunk in the washing machine, then you have the same problem! If you buy light cotton clothes, then they might not be (4)........ enough for winter. If your shoes are not waterproof and if you aren’t (5)....... for the cold, you might look good, but feel terrible!
(4).................................

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Being aware of one's own emotions - recognizing and acknowledging feelings as they happen - is at the very heart of Emotional Intelligence. And this awareness encompasses not only moods but also thoughts about those moods. People who are able to monitor their feelings as they arise are less likely to be ruled by them and are thus better able to manage their emotions.
Managing emotions does not mean suppressing them; nor does it mean giving free rein to every feeling. Psychologist Daniel Goleman, one of several authors who have popularized the notion of Emotional Intelligence, insisted that the goal is balance and that every feeling has value and significance. As Goleman said, "A life without passion would be a dull wasteland of neutrality, cut off and isolated from the richness of life itself." Thus, we manage our emotions by expressing them in an appropriate manner. Emotions can also be managed by engaging in activities that cheer us up, soothe our hurts, or reassure us when we feel anxious.
Clearly, awareness and management of emotions are not independent. For instance, you might think that individuals who seem to experience their feelings more intensely than others would be less able to manage them. However, a critical component of awareness of emotions is the ability to assign meaning to them - to know why we are experiencing a particular feeling or mood. Psychologists have found that, among individuals who experience intense emotions, individual differences in the ability to assign meaning to those feelings predict differences in the ability to manage them. In other words, if two individuals are intensely angry, the one who is better able to understand why he or she is angry will also be better able to manage the anger.
Self-motivation refers to strong emotional self-control, which enables a person to get moving and pursue worthy goals, persist at tasks even when frustrated, and resist the temptation to act on impulse. Resisting impulsive behavior is, according to Goleman, "the root of all emotional self-control."
Of all the attributes of Emotional Intelligence, the ability to postpone immediate gratification and to persist in working toward some greater future gain is most closely related to success - whether one is trying to build a business, get a college degree, or even stay on a diet. One researcher examined whether this trait can predict a child's success in school. The study showed that 4-year-old children who can delay instant gratification in order to advance toward some future goal will be "far superior as students" when they graduate from high school than will 4-year-olds who are not able to resist the impulse to satisfy their immediate wishes.

The word "soothe" in paragraph 2 could be best replaced by    .

Millions of people are using cellphones today. In many places, it is actually considered unusual not to use one. In many countries, cellphones are very popular with young people. They find that the phones are more than a means of communication - having a mobile phone shows that they are cool and connected.
The explosion in mobile phone use around the world has made some health professionals worried. Some doctors are concerned that in the future many people may suffer health problems from the use of mobile phones. In England, there has been a serious debate about this issue. Mobile phone companies are worried about the negative publicity of such ideas. They say that there is no proof that mobile phones are bad for your health.
On the other hand, medical studies have shown changes in the brain cells of some people who use mobile phones. Signs of change in the tissues of the brain and head can be detected with modern scanning equipment. In one case, a traveling salesman had to retire at young age because of serious memory loss. He couldn't remember even simple tasks. He would often forget the name of his own son. This man used to talk on his mobile phone for about six hours a day, every day of his working week, for a couple of years. His family doctor blamed his mobile phone use, but his employer's doctor didn't agree.
What is it that makes mobile phones potentially harmful? The answer is radiation. High-tech machines can detect very small amounts of radiation from mobile phones. Mobile phone companies agree that there is some radiation, but they say the amount is too small to worry about.
As the discussion about their safety continues, it appears that it's best to use mobile phones less often. Use your regular phone if you want to talk for a long time. Use your mobile phone only when you really need it. Mobile phones can be very useful and convenient, especially in emergencies. In the future, mobile phones may have a warning label that says they are bad for your health. So for now, it's wise not to use your mobile phone too often.

The changes possibly caused by the cellphones are mainly concerned with  .............

Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “periods” in paragraph 3 refers to.............

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Many scientists believe our love of sugar may actually be an addiction. When we eat or drink sugary foods, the sugar enters our blood and affects parts of our brain that make us feel good. Then the good feeling goes away, leaving us wanting more. All tasty foods do this, but sugar has a particularly strong effect. In this way, it is in fact an addictive drug, one that doctors recommend we all cut down on.
"It seems like every time I study an illness and trace a path to the first cause, I find my way back to sugar," says scientist Richard Johnson. One- third of adults worldwide have high blood pressure, and up to 347 million have diabetes. Why? "Sugar, we believe, is one of the culprits, if not the major culprit," says Johnson.
Our bodies are designed to survive on very little sugar. Early humans often had very little food, so our bodies learned to be very efficient in storing sugar as fat. In this way, we had energy stored for when there was no food. But today, most people have more than enough. So the very thing that once saved us may now be killing us.
So what is the solution? It's obvious that we need to eat less sugar. The trouble is, in today's world, it's extremely difficult to avoid. From breakfast cereals to after-dinner desserts, our foods are increasingly filled with it. Some manufacturers even use sugar to replace taste in foods that are advertised as low in fat.
But there are those who are fighting back against sugar. Many schools are replacing sugary desserts with healthier options like fruit. Other schools are growing their own food in gardens, or building facilities like walking tracks so students and others in the community can exercise. The battle has not yet been lost.

What is this passage mainly about?

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The problem of cardiac arrest has become a major problem these days. A lot of patients have acute pain after suffering from a stroke. There are plenty of medicines, surgical methods developed in the field of medicine to treat such cardiac problems. These solutions are time consuming and costly. In the process of rehabilitation, the medicines also have a lot of side effects on the human body and take time to give relief. Therefore, a lot of people go for alternative therapies that help in rehabilitation of patients who suffer from cardiac stroke. The alternative therapies help in relieving pain, stress and make the body healthy and fit through exercise, yoga as well as meditation.
Those who have the cardiac complaint have to take a good care of their diet.
Also, they must look after their regular exercise in order to stay fit and make sure that they do not take undue stress. These are some of the precautions that you need to take while you are in the process of rehabilitation. The cardiac rehabilitation can be carried out at the rehabilitation centers as well as at the residence of the patients. Once the patient learns all the exercise and techniques of meditation and understands what diet he or she should include in their meals as the instructions of the doctor’s and dieticians, then it is possible to accomplish the rehabilitation process at home with little guidance and monitoring. But the best results are seen at the center, where the program is given to a group of patients together.
The alternative therapies used for cardiac rehabilitation are stress management, physical exercises and diet. Stress management is very much essential in the rehabilitation process because it has a lot of effects on the patient’s body. A lot of relaxation techniques are taught to the patients that helps them in stress management, among them meditation is one of the main focuses.
The various rehabilitation programs also give you information on how to have a stress free lifestyle. The patients are supported and encouraged to discuss their problems with the counselor or fellow patients. This helps them to vent their feelings and feel comforted. Breathing exercises are also of great help for the patients who are undergoing cardiac rehabilitation.
In addition to stress management, physical exercises are also given a lot of importance in the rehabilitation program. The patients are asked to perform various forms of physical exercise which are suitable to them depending on their age and the severity of their problems. These activities include activities like walking, jogging, cycling, and some other sports like badminton, tennis etc., to maintain their health and keep their muscles, bones, and body tissues in a good state. Cardio exercise in a gymnasium is also encouraged. This helps in strengthening the muscles and managing weight.
The diet of these patients also needs to be looked upon very carefully. Such people should stay away from alcohol and tobacco consumption in order to improve their health. Make sure that their meals include plenty of organic foodstuffs as well as fruits and juices. Do not include junk and oily foodstuffs in your diet because they are very difficult to digest. The intake of calories should also be done at required level. It is a significant fact that the patients have to understand and work accordingly.

Which of the following is NOT supported by the passage?

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Footracing is a popular activity in the United States. It is seen not only as a competitive sport but also as a way to exercise, to enjoy the camaraderie of like–minded people, and to donate money to a good cause. Though serious runners may spend months training to compete, other runners and walkers might not train at all. Those not competing to win might run in an effort to beat their own time or simply to enjoy the fun an exercise. People of all ages. From those of less than one year (who may be pushed in strollers) to those in their eighties, enter into this sport. The races are held on city streets, on college campuses, through parks, and in suburban areas, and they are commonly 5 to 10 kilometers in length.
The largest footrace in the world is the 12 kilometer Bay to Breakers race that is held in San Francisco every spring. This race begins on the east side of the city near San Francisco Bay and ends on the west side at the Pacific Ocean. There may be 80,000 or more people running in this race through the streets and hills of San Francisco. In the front of are the serious runners who compete to win and who might finish in a little as 34 minutes. Behind them are the thousands who take several hours to finish. In the back of the race are those who dress in costumes and come just for fun. One year there was a group of men who dresses like Elvis Presley, and another group consisted of the firefighters who were tired together in a long line and who were carrying a firehose. There was even a bridal party, in which the bride was dressed in a long white gown and the groom wore a tuxedo. The bride and groom threw flowers to bystanders, and they were actually married at some point along the route.

Which of the following is NOT implied by the author?

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Genetic modification of foods is not a new practice. It has been practiced for thousands of years under the name of "selective breeding". Animals and plants were chosen because they had traits that humans found useful. Some animals were larger and stronger than others, or they yielded more food, or they had some other trait that humans valued. Therefore, they were bred because of those traits. Individuals with those traits were brought together and allowed to breed in the hope that their offspring would have the same traits in greater measure.
Much the same thing was done with plants. To produce bigger or sweeter fruit, or grow more grain per unit of land, strains of plants were combined and recombined to produce hybrids, or crossbreeds that had the desired traits in the right combinations. All the while, however, biologists wondered: is there a more direct and versatile way to change the traits of plants and animals? Could we rewrite, so to speak, the heredity of organisms to make them serve our needs better?
In the 20th century, genetic modification made such changes possible at last. Now, it was possible to alter the genetic code without using the slow and uncertain process of selective breeding. It even became possible to blend plants and animals genetically: to insert animal genes into plants, for example, in order to give the plants a certain trait they ordinarily would lack, such as resistance to freezing. The result was a tremendous potential to change the very nature of biology.

The word "them" in paragraph 2 refers to     .

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George Washington Carver showed that plant life was more than just food for animals and humans. Carver’s first step was to analyze plant parts to find out what they were made of. He then combined these simpler isolated substances with other substances to create new products.
The branch of chemistry that studies and finds ways to use raw materials from farm products to make industrial products is called chemurgy. Carver was one of the first and greatest chemurgists of all time. Today the science of chemurgy is better known as the science of synthetics. Each day people depend on and use synthetic materials made from raw materials. All his life Carver battled against the disposal of waste materials and warned of the growing need to develop substitutes for the natural substances being used up by humans.
Carver never cared about getting credit for the new products he created. He never tried to patent his discoveries or get wealthy from them. He turned down many offers to leave Tuskegee Institute to become a rich scientist in private industry. Thomas Edison, inventor of the electric light, offered him a laboratory in Detroit to carry out food research. When the United States government made him a collaborator in the Mycology and Plant Disease Survey of the Department of Agriculture, he accepted the position with the understanding that he wouldn’t have to leave Tuskegee. As an authority on plant diseases – especially of the fungus variety – Carver sent hundreds of specimens to the United States Department of Agriculture. At the peak of his career, Carver’s fame and influence were known on every continent.

With what topic is the passage mainly concerned?

No educational medium better as means of spatial communication than the atlas. Atlases deal with such invaluable information as population distribution and density. One of the best, Pennycooke's World Atlas, has been widely accepted as a standard owing to the quality of its maps and photographs, which not only show various settlements but also portray them in a variety of scales. In fact, the very first map in the atlas is a cleverly designed population cartogram that projects the size of each country if geographical size were proportional to population. Following the proportional layout, a sequence of smaller maps shows the world’s population density, each country’s birth and death rates, population increase or decrease, industrialization, urbanization, gross national product in terms of per capita income, the quality of medical care, literacy, and language. To give readers a perspective on how their own country fits in with the global view, additional projections depict the world's patterns in nutrition, calorie and protein consumption, health care, number of physicians per unit of population, and life expectancy by region. Population density maps on a subcontinental scale, as well as political maps. Convey the diverse demographic phenomena of the world in a broad array of scales.

The author of the passage implies that ...........

Quite different from storm surges are the giant sea waves called tsunamis, which derive their name from the Japanese expression for “high water in a harbor.” These waves are also referred to by the general public as tidal waves, although they have relatively little to do with tides.
Scientists often referred to them as seismic sea waves, far more appropriate in that they do result from undersea seismic activity.
Tsunamis are caused when the sea bottom suddenly moves, during an underwater earthquake or volcano for example, and the water above the moving earth is suddenly displaced. This sudden shift of water sets off a series of waves. These waves can travel great distances at speeds close to 700 kilometers per hour. In the open ocean, tsunamis have little noticeable amplitude, often no more than one or two meters. It is when they hit the shallow waters near the coast that they increase in height, possibly up to 40 meters.
Tsunamis often occur in the Pacific because the Pacific is an area of heavy seismic activity.
Two areas of the Pacific well accustomed to the threat of tsunamis are Japan and Hawaii. Because the seismic activity that causes tsunamis in Japan often occurs on the ocean bottom quite close to the islands, the tsunamis that hit Japan often come with little warning and can, therefore, prove disastrous. Most of the tsunamis that hit the Hawaiian Islands, however, originate thousands of miles away near the coast of Alaska, so these tsunamis have a much greater distance to travel and the inhabitants of Hawaii generally have time for warning of their imminent arrival.
Tsunamis are certainly not limited to Japan and Hawaii. In 1755, Europe experienced a calamitous tsunami, when movement along the fault lines near the Azores caused a massive tsunami to sweep onto the Portuguese coast and flood the heavily populated area around Lisbon. The greatest tsunami on record occurred on the other side of the world in 1883 when the Krakatoa volcano underwent a massive explosion, sending waves more than 30 meters high onto nearby Indonesian islands; the tsunami from this volcano actually traveled around the world and was witnessed as far away as the English Channel.

 The passage suggests that the tsunamis resulting from the Krakatoa volcano  ..............

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.
Nearly 200 of the 1500 native plant species in Hawaii are at risk of going extinct in the near future because they have been (1)........  to such low numbers. Approximately 90 percent of Hawaii's plants are   found nowhere else in the world but they are (2)........ by alien invasive species such as feral goats, pigs, rodents and non-native plants.
The Hawaii Rare Plant Restoration Group is striving to (3)........ the extinction of the 182 rare  Hawaiian plants with fewer than 50 individuals remaining in the wild. Since 1990, (4).......  a result of     their "Plant Extinction Prevention Program", sixteen species have been brought into cultivation and three species have been reintroduced. Invasive weeds have been removed in key areas and fencing put up in order to protect plants in the wild.
In the future, the Hawaii Rare Plant Restoration Program aims at collecting genetic material from the remaining plants in the wild for storage as a safety net for the future. They also aim to manage wild populations and where possible reintroduce species into (5 )........ .
(1)................................
 

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Public holidays in the United Kingdom, commonly referred to as bank holidays, are days where most businesses and non – essential services are closed although an increasing number of retail businesses (especially the larger ones) do open on some of the public holidays. There are restrictions on trading on Sundays and Christmas Day. Four public holidays are common to all countries of the United Kingdom. These are: New Year's Day, the first Monday in May, Christmas Day, and Boxing Day. Some banks open on some bank holidays. In Scotland, while New Year's Day and Christmas Day are national holidays, other bank holidays are not necessarily public holidays, since the Scots instead observe traditional local customs and practice for their public holidays. In Northern Ireland, once again, bank holidays other than New Year's
Day and Christmas Day are not necessarily public holidays. Good Friday and Christmas Day are common law holidays, except in Scotland, where they are bank holidays. In Scotland the holiday on 1 January (or 2 January if 1 January is Sunday) is statutory, and 25 December is also a statutory holiday (or 26 December if Christmas Day falls on a Sunday). Boxing Day is a holiday traditionally celebrated  the day following Christmas Day, when servants and tradesmen would receive gifts, known as a "Christmas box", from their bosses or employers. Today, Boxing Day is the bank holiday that generally takes place on 26 December. And 28 December only is given if Boxing Day is Saturday.
Like Denmark, the United Kingdom has no national day holiday marked or celebrated for its formal founding date. Increasingly, there are calls for public holidays on the patron saints' days in England, Scotland and Wales. An online petition sent to the Prime Minister received 11,000 signatures for a public holiday in Wales on St. David's Day; the Scottish Parliament has passed a bill creating a public holiday  on St. Andrew's Day although it must be taken in place of another public holiday; campaigners in England are calling for a bank holiday on St. George's Day; and in Cornwall, there are calls for a public holiday on St. Piran's Day.

Which place has made a patron saint’s day a holiday?

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You might be surprised to know that bicycles have existed for less than two hundred years. Though the earliest comes from a sketch said to be from 1534 and attributed to Gian Giacomo, there are several early but unverified claims for the invention of the modem bicycle. No one is sure who invented this popular two- wheeled machine, but it was probably either the German Karl von Drais, in 1817, or the American W K Clarkson, in 1819. The early models didn't look much like the bicycles of today. The front wheel was much bigger than the back one, and also there weren't any pedals - riders had to move themselves forward by pushing their feet against the ground. Pedals finally arrived in the 1840s, and in 1879 an Englishman named Henry Lawson had the idea of connecting them to the back wheel with a chain. Gears, which made things much easier for those cycling uphill, first appeared in the 1890s.
There are now approximately one billion bicycles in the world - more than twice the total number of cars - and they are the main form of transport in some developing countries. They have to compete with cars on the streets of all the world’s cities, and the two forms of transport don't always mix well. In London in 2005, for example, over 300 cyclists were either killed or seriously injured in accidents involving cars. Even though bicycles are much more environmentally friendly than cars, most governments don't do much to encourage people to ride rather than drive. In China, which is famous for having a huge number of bicycles (about 200 million), the authorities in the city of Shanghai even banned cycling for a while in 2003.
Cycling is on the rise is the United Kingdom, and the number of annual journeys made by bike in London has increased 50% over the last five years. Experts say there is a mixture of reasons for this boom: concerns about the environment, the desire to keep fit, and also the fact that cycling is often not only cheaper but also quicker than travelling by car.
However, although one in three British adults owns a bicycle, they still don't use them nearly as much as they could. Bikes are used for a mere 2% of journeys in the UK, while the figure for the Netherlands is an impressive 27%.
Cycling is becoming more popular as a competitive sport, and the most famous race is of course the three-week Tour de France, which takes place every July. American Lance Armstrong won it every year from 1999 to 2005 - one of the greatest individual sporting achievements of all time.

Which of the following is FALSE?

Whales are the largest animals in the world, and the gentlest creatures we know. Although the whale is very huge, it is not hindered at all by its size when it is in the water. Whales have tails that end like flippers. With just a gentle flick, it can propel itself forward. The skin of a whale is so smooth that it does not create any friction that can slow the whale down. A whale’s breathing hole is located on the top of its head, so it can breathe without having to completely push its head out of the water. Whales are protected from the cold seawater by body fat that is called blubber.
Whales live in the ocean but, in terms of behaviours, they are more similar to humans than fish. They live in family groups and they even travel in groups when they have to migrate from cooler to warmer waters. The young stay with their parents for as long as fifteen years. Whales are known not to desert the ill or injured members; instead, they cradle them.
When whales are in danger, there are people who go to great lengths to help them. One such case occurred in 1988, when three young whales were trapped in the sea. It was close to winter and the sea had begun to freeze over. Whales are mammals that require oxygen from the air, so the frozen ice was a great danger to them. All they had then was a tiny hole in the ice for them to breathe through. Volunteers from all over soon turned up to help these creatures. They cut holes in the ice to provide more breathing holes for the whales. These holes would also serve as guides for the whales so that they could swim to warmer waters.

Whales can move easily in water thanks to their .............