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The Editor reserves the right to ...... readers’ letters

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In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted. Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products. On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back

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Children who talk ____________ are regarded as disrespectful

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The head of the Human Resources Department found himself in the _______ line over recent job cuts

Choose below answer A, B, C or D to complete the sentence. Hoa is so ___________ that she doesn’t talk much to strangers.

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If you want to be healthy. you should ________ your bad habits in your lifestyles

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"Just think, ______ 2 years' time, we'll be 20 both."

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Most of the students in that special school are making good progress, but Michael is a ____ case

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It was customary then for children to stand __________ when the teacher came into the classroom

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How long does it_______ him to walk to his school?

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The doctor has told him to slow ___________ or he'll have a heart attack

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Everyone in the class looked __________ the teacher

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I don't regret ____ her what I thought, even if it upsets her

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A lot of ____ have been taken to reduce global warming and its consequences.

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Tickets are hard to ........ but I'll do my level best to get you one

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While we ____ in the park, Mary ____.

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The candidate had already won a majority by a large margin,but election officials counted the rest of the votes--------

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______ did she go yesterday morning? - She went to the supermarket

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Her ________ treatment by her employers finally forced her to look for a better job

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You should ________ the form and hand it in as soon as possible

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 ____ time-management skill is a core requirement for this job