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In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted. Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products. On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back

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We..................a  party next Saturday. Can you come?

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In the early twentieth century, an American woman named Emily Post wrote a book on etiquette. This book explained the proper behavior Americans should follow in many different social (28) _____, from birthday parties to funerals. But in modern society, it is not simply to know the proper rules for behavior in your own country. It is necessary for people (29) _____ work or travel abroad to understand the rules of etiquette in other cultures as well. Cultural (30) _____ can be found in such simple processes as giving or receiving a gift. In Western cultures, a gift can be given to the receiver with relatively little ceremony. When a gift is offered, the receiver usually takes the gift and expresses his or her thanks. (31) _____, in some Asian countries, the act of gift–giving may appear confusing to Westerners. In Chinese culture, both the giver and receiver understand that the receiver will typically refuse to take the gift several times before he or she finally accepts it. In addition, to (32) _____ respect for the receiver, it is common in several Asian cultures to use both hands when offering a gift to another person

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“I phoned but you didn’t answer it. You must have gone out.” “________.”

My name is Phuong. I am ..................Viet Nam.

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There was a lot of work to do, so they ......... immediately.

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When he goes on holiday, it takes him the first couple of days just to wind __________

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– “My class has won the aerobics contest.” – “ __________ !”

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The clerk had to _________ the conversation in order to wait on a customer

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Mr. David is short-tempted, so he is not popular with most of his _______ in the company

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A recent agreement to share market data and statistics will be mutually ------- for the two publishers

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to catch the train, I dropped my ticket onto the platform

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The kids are ____________ a blast running around the beach all day

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It came as no surprise that Thailand ended the latest SEA Games at the top of medals ____

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Cartoon films have very few limits. If you can draw something, you can (34) ________ it move on the cinema screen. The use of new ideas and advanced computer programs means that cartoons are becoming exciting again for people of all ages. By the end of the 1970s, the cinema world had decided that cartoons were only for children. But soon afterward one or two directors had some original new ideas. They proved that it was possible to make films in (35) ________ both adults and children could share the fun. (36) ________ , not every cartoon film was (37)________ . The Black Cauldron, for example, failed, mainly because it was too frightening for children and too childish for adults. Directors learnt from this (38) ________ , and the film companies began to make large amounts of money again

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The knock–on effect of volunteering on the lives of individuals can be profound. Voluntary work helps foster independence and imparts the ability to deal with different situations, often simultaneously, thus teaching people how to (32) _____ their way through different systems. It therefore brings people into touch with the real world, and hence, equips them for the future. Initially, young adults in their late teens might not seem to have the expertise or knowledge to impart to athare that attencher or an ariculturalist or a nurse would have, (33) _____ they do have many skills can help others. And in the absence of any particular talent, their energy and enthusiasm can be harmes the benefit (34) _____ their fellow human beings, and ultimately themselves. From all this, the gain to any community no matter how many volunteers are involved is (35) _____. Employers will generally look favorably on people (36) _____ have shown an ability to work as part of team. It demonstrates a willingness to learn and an independent spirit, which would be desirable qualities in any employee

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I don’t think he will win the competition,______?

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In this subject, we study the language people speak in England.

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Tourism is changing rapidly as nature, heritage, and recreational destinations becomemore important, and as conventional tourism is forced to _____ tougher environmental requirements

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My sister is studying hard ______her exam

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He made his______as a teen singer in 2015