Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.
In the past, people bought goods using (1).................. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted.
Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by  cheque, (2)................ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (3)..............., it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products.
On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (4)............. without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (5).................. So they end up in debt and have difficulty in paying it back.

(2).............................

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"_______" the boy insisted.

Find the word which has a different sound in the part underlined

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Piranhas on Parade
With the exception of whales and sharks, fish are generally considered to be harmless creatures. The thought of a small fish hurting anyone is almost laughable. However, piranhas are an exception to this rule. They frequently attack in groups and in some cases they can cause great bodily harm. Most piranhas are under 25 centimetres long, but don’t let their size fool you. Unlike most fish, they have two rows of razor-sharp teeth. Their triangular shape makes them perfect for puncturing and shredding whatever they bite. Although piranhas usually swim alone, they also hunt in school of 1,000 fish or more, which greatly multiplies the damage they are capable of. As small fry, they feed of vegetables and plankton until they can tolerate meat. In terms of flesh, they will eat any animals or fish that enters their territory when swimming in schools, even humans. In some cases, hungry piranhas will even go after each other if they are really desperate for a snack. However, the danger they present to humans is often exaggerated. In Hollywood films, piranhas are often portrayed as vicious destroyers who love to eat people. Some rumours even developed that schools of hungry piranhas will quickly kill and consume humans in a matter of seconds. In reality, the majority of these attacks only consist of a few painful, but non-life threatening bites to the person. However, that is not always the case. A recent attack on December 25, 2013 in Argentina left at least 60 people injured. Victims were wading in a river when a sudden attack began. Local police believe that some local debris left floating by fishermen brought the piranhas to the area. Many swimmers left the water with cuts all over their bodies, and a few even had to have their limbs amputated. Oddly enough, some people choose to keep piranhas in their home aquariums. However, piranhas can be tough to catch for this purpose because their sharp teeth can easily cut through fishing nets. Before buying one, be sure to check local laws as it is illegal to own them in many areas. Lawmakers often fear of the damage piranhas can cause to marine life if an owner decides to release them into a local stream.
5. How are piranhas usually shown in Hollywood films?

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Was radium ____ by Marie Curie?

The reality of an interview is never as bad as your fears. For some reason people imagine the interviewer is going to jump on every tiny mistake they (1)________. In truth, the interviewer is as keen for the meeting to go well as you are. It is what makes his or her job enjoyable. The secret of a good interview is preparing for it. What you wear is always important as it creates the first impression. So (2)________ neatly, but comfortably. Make sure that you can deal with anything you are asked. Prepare for questions that are certain to come up, for example: Why do you want to become a nurse? What is the most important quality a good nurse should have? Apart from nursing, what other careers have you considered? What are your interest and hobbies? Answer the questions fully and precisely. For instance, if one of your interests is reading, be prepared to talk about the sort of books you like. (3)________, do not learn all your answers off (4)________ heart. The interviewer wants to meet a human being, not a robot. Remember, the interviewer is genuinely interested in you, so the more you relax and are yourself, the more (5) ________ you are to succeed.

(6) _________

Rewrite sentences without changing the meaning
 “Go home.” said the teacher to us.

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Strengthening Your Core
If there is one indication that someone is fit, it is a tight and lean stomach. Men and women alike hope that eating right and putting in hard work at the gym will earn them a perfect six-patch. Unfortunately, the opposite is also true. The rising popularity of fast food has led to an increase of obesity rates and waistlines around the globe. If someone is out of shape, you will notice the extra weight around their midsection. In both cases, a person’s core muscles seem to tell a lot about their fitness and eating habits. Many people associate the core with just the stomach area, but science actually defines it as our body without arms and legs. Although many people want a solid core to look good, the development of these muscles affects many areas of our lives. In athletics and general life for that matter, we all rely on our core muscles heavily to get things done. Studies have shown that athletes who build a powerful core foundation aren’t injured as much. Meanwhile, the benefits of your average Joe may be even greater. Ordinary people use their core muscles for nearly every task they do. This includes picking things up, sitting in a chair, or tying your shoes. Our core muscles provide stability, so we can keep our balance and easily move in any direction. If we neglect them, life can become much more difficult. As a result, we should always consider our core muscles when designing our workouts. However, if you have been sedentary for years, performing thousands of repetitions will probably get you injured. Instead, start off slowly and gradually build up your numbers. An excellent exercise for both beginners and advanced exercisers is the plank. You simply get in an extended pushup position as if you have just finished a rep. Maintain this position, but place the weight on your forearms instead of your hands. Then, hold the position as long as you can. You should feel your core muscles working hard to help your hands and support the weight of your body. In the beginning, you may only be able to hold it for a few seconds, but keep at it. The Guinness World Record for abdominal planking is three hours and seven minutes.
4. The word “Joe” in paragraph 2 refers to __________

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There _______ a flower vase, a jar of jam, and some flour on the table.

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She found it difficult to get ______ with new friends.

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The church is over 500 years old. Our class visited it last summer.

Read the reading below carefully, and then complete it with the best option A, B, C or D given below:
World Wide Web (WWW), computer-based (1) _______ of information resources that combines text and multimedia. The information on the World Wide Web can be accessed and searched through the (2) _______, a global computer network. The World Wide Web is often (3) _______ to simply as “the Web.” The Web started to become a (4) _______ resource after 1993 when the first widely distributed browser provided a convenient way to (5) _______ a variety of information on the Internet

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Movies for the Blind
When you think of the cinema, the phrase ‘watching a movie’ probably comes to mind, and, indeed, moviemakers work very hard to make their films interesting visually. They may use elaborate costumes, beautiful locations, or amazing special effects to tell a story. An actor’s expression or movements can also sometimes say more than words. But what about people who are blind or have trouble seeing? Movies also I contain dialogue, music, and sound effects – things that people don’t need to see in order to enjoy. Movie reviewer Marty Klein, who is blind, created a website called Blindspots to help people choose movies that they can follow without the help of someone explaining what is happening on the screen. He gave a rating, from 1 to 10, based on several things. A movie received a high rating if it has only a few main characters whose voices are easy to recognize. Klein also liked interesting stories without many changes in time and place. A large amount of dialogue between the characters was better than long silences or noisy action scenes. His reviews are still online, but the site is no longer updated. Another blind movie reviewer, Jay Forry, maintains the website Blindsite Reviews. He also writes for newspapers and is a guest on radio shows. Forry gives movies one of five ratings, including, “So good, blind people like it” and “I’m glad I couldn’t see it.” Forry became a writer after going blind at the age of 28, and his writing skills and sense of humour are what keep people reading his reviews or listening to him on the radio. After “watching” the animated movie Up, Forry commented that he wished he, too, could have a talking dog to tell him to watch out for cars and not to “go into the ladies’ restroom again.” Sometimes, though, it’s nice to go to the movie without reading reviews and knowing what to expect. Some movie theaters have begun to offer recorded audio descriptions of the movements, scenery, and special effects so that blind moviegoers can follow what other audience members see on the screen. They usually receive a wireless headset to wear during the movie. This allows them to listen to the narration while still hearing the hearing’s music and other sounds that surround them in the theater. Jay Forry also notes that modern theaters now have excellent sound systems, something he appreciates more than the average moviegoer. In the end, going to the movies should be a fun and exciting experience – for both the sighted and the blind.
4. What is Jay Forry most likely to say about a movie he dislikes?

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If she ______ sick, she would have gone out with me to the party.

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Pil is ……………… person we know.

Read the following passage and choose the best answer (A, B, C, D):
The penny press, which emerged in the United Sates during the 1830’s, was 1 a powerful agent of mass communication. These newspapers were little dailies, generally four pages in length, written for the mass taste. They differed from the 3 staid, formal presentation of the conservative press, with its emphasis on political and literary topics. The new papers were brief and cheap, emphasizing sensational reports of police courts and juicy scandals as well as human interest 5 stories. Twentieth – century journalism was already foreshadowed in the penny press of the 1830’s. 7 The New York Sun, founded in 1833, was the first successful penny paper, and it was followed two years later by the New York Herald, published by James 9 Gordon Bennett. Not long after, Horace Greeley issued the New York Tribune, which was destined to become the most influential paper in America. Greeley 11 gave space to the issues that deeply touched the American people before the Civil War – abolitionism, temperance, free homesteads, Utopian cooperative settlements, and the problems of labor. The weekly edition of the Tribune, with 13 100,000 subscribers, had a remarkable influence in rural areas, especially in Western communities. 15 Americans were reputed to be the most avid readers of periodicals in the world. An English observer enviously calculated that, in 1829, the number of 17 newspapers circulated in Great Britain was enough to reach only one out of every thirty – six inhabitants weekly; Pennsylvania in that same year had a 19 newspaper circulation which reaches one out of every four inhabitants weekly. Statistics seemed to justify the common belief that Americans were devoted to periodicals. Newspapers in the United States increased from 1,200 in 1833 to 21 3000 by the early 1860’s, on the eve of the Civil War. This far exceeded the number and circulation of newspapers in England and France.
3. Which of the following would LEAST likely be a penny press paper?

 Many people still think that women should stay at ______ home and do housework.

(481)______

Read the following passage and choose the best answer (A, B, C, D):
Although noise, commonly defined as unwanted sound, is a widely recognized form of pollution, it is very difficult to measure because the discomfort experienced by different individuals is highly subjective and, therefore, variable. Exposure to lower levels of noise may be slightly irritating, whereas exposure to higher levels may actually cause hearing loss. Particularly in congested urban areas, the noise produced as a by-product of our advancing technology causes physical and psychological harm, and detracts from the quality of life for those who are exposed to it.Unlike the eyes, which can be covered by the eyelids against strong light, the ear has no lid, and is, therefore, always open and vulnerable; noise penetrates without protection.Noise causes effects that the hearer cannot control and to which the body never becomes accustomed. Loud noises instinctively signal danger to any organism with a hearing mechanism, including human beings. In response, heartbeat and respiration accelerate, blood vessels constrict, the skin pales, and muscles tense. In fact, there is a general increase in functioning brought about by the flow of adrenaline released in response to fear, and some of these responses persist even longer than the noise, occasionally as long as thirty minutes after the sound has ceased.Because noise is unavoidable in a complex, industrial society, we are constantly responding in the same way that we would respond to danger. Recently, researchers have concluded that noise and our response may be much more than an annoyance. It may be a serious threat to physical and psychological health and well-being, causing damage not only to the ear and brain but also to the heart and stomach. We have long known that hearing loss is America’s number one nonfatal health problem, but now we are learning that some of us with heart disease and ulcers may be victims of noise as well. Fetuses exposed to noise tend to be overactive, they cry easily, and they are more sensitive to gastrointestinal problems after birth. In addition, the psychic effect of noise is very important. Nervousness, irritability, tension, and anxiety increase affecting the quality of rest during sleep, and the efficiency of activities during waking hours, as well as the way that we interact with each other.
8. The phrase as well in paragraph 4 is closest in meaning to ___

Read the reading below carefully, and then complete it with the best option A, B, C or D given below:
AvinaNatural Reserve
The Avina Nature Reserve Access (ANRA) card allows you, your passengers, and your vehicle to enter the Avina Nature Reserve at Amber Falls. Daily, weekly, monthly, and annual cards are available. These can be purchased for a fee of $10, $25, $40, and $60, respectively, at the visitor information center located at the park's entrance. Cards can also be ordered online at www.avinapark.com. Online orders will be delivered to your address within approximately a week of your order. As a special courtesy to annual card holders, we currently offer a 50 percent discount on fees charged for facilities and services including camping, swimming, boat rentals, and fishing equipment rentals. Please note that visitors are required to make all payments at the time of purchase using cash or a personal credit card. Please note that proof of purchase of an ANRA card is not sufficient to enter the park; the actual card is required. Once on the premises of the Avina Nature Reserve, please make sure your card is in an area of your car, such as on the dashboard, that is clearly visible from the outside. Also, since the ANRA card carries the license plate number of the vehicle registered with the Avina Nature Reserve, it cannot be used with another vehicle.
1. For whom is the information probably intended?

Read the passage below carefully, and then choose the best answer:
Inside the Mind of a Sushi Legend
During our lives, it is likely we will have not one, but several careers. People change jobs due to boredom, to earn more money, or because they want to experience more from life. Although this certainly brings variety to life, it also prevents workers from achieving mastery in their craft. This is what makes Sukiyabashi Jiro so incredible. For the past 75 years, he was dedicated his life to one goal: perfecting his technique so that he can make the world’s best sushi. In the documentary Jiro: Dreams of Sushi, viewers get a peek inside the life of this genius. For Jiro, who owns a three-star Michelin restaurant, sushi is not simply taking raw fish, vinegar, and rice, and arranging them together. He insists that every detail must be perfect. Watching him at work is similar to seeing an artist in action. Yet, the true key to his success is not creative imagination: it’s his dedication and repetition. Jiro has kept the same daily schedule for decades. As he goes about his tasks, he always searches for small ways to improve his craft. Jiro won’t accept anything less than the best. He has committed to using only the freshest ingredients, and he’ll do whatever it takes to get them. This means heading down to the local fish market daily to purchase fish which has just been caught that day. Jiro only deals with the top fish dealer, who is also a master of his trade. This seller reserves only the best of the best for Jiro, which Jiro inspects closely before making his choices. Back at the shop, the sushi rice is also prepared with delicate care. If he senses something is not up to standards, he will have his employees trash it and start all over again. At the age of 85, Jiro is aware that he won’t be able to continue making sushi forever. Therefore, he has been training his two middle-aged sons for many years to learn his techniques and philosophies. His eldest son, Yamamoto, works side-by-side with Jiro to this day. His younger son, Takashi, has opened his own sushi restaurant elsewhere in Tokyo. In the film, both sons discuss how difficult it is to live up to their famous father’s expectations and match his rigorous work ethic. To learn more about Jiro and his methods, be sure to catch this fascinating film.
6. What does the passage suggest Jiro’s sons have trouble with?

That small car, _____ , is advertised in many current magazines.

(346)______