Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

Most applications for loans are for.............

Choose the best answer: 
It is often considered that the schoolyard is where bullies go to make other kids a miserable school life, but a new study suggests that classrooms are another popular place.
    The study, presented recently at the American Public Health Association’s yearly meeting in Philadelphia, is based on the results of the research from more than 10,000 middle school students who answered questions online.
    Of those researched, 43% said they’d been physically bullied within the last month. A bit more than half said they had been laughed at in an unfriendly way, and half reported being called hurtful names. About one third said groups had excluded them to hurt their feelings. 28% said their belongings had been taken or broken; 21% said someone had threatened to hurt them. According to the results, two-thirds of the students said they had been bullied in more than one way over the previous month.
 The study authors mentioned that 8% of the students who answered said they had missed school at least once during the school year because of fear of being bullied, 25% said they had taken other actions, such as missing recess, not going to the bathroom or lunch, missing classes, or staying away from some area of the school to escape from experiencing a bully. Bullies did too much to the school life.
Question 29. The  underlined phrase “laughed at” in the passage is closest in meaning to_________.

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It is often the case with folktales that they develop from actual happenings but in their development lose much of their factual base; the story of Pocahontas quite possibly fits into this category of folktale. This princess of the Powhatan tribe was firmly established in the lore of early America and has been made even more famous by the Disney film based on the folktale that arose from her life. She was a real-life person, but the actual story of her life most probably different considerably from the folktale and the movie based on the folktale. Powhatan, the chief of a confederacy of tribes in Virginia, had several daughters, none of whom was actually named Pocahontas. The nickname means “playful one,” and several of Powhatan’s daughters were called Pocahontas. The daughter of Powhatan who became the subject of the folktale was named Matoaka. What has been verified about Matoaka, or Pocahontas as she has come to be known, is that she did marry an Englishman and that she did spend time in England before she died there at a young age. In the spring of 1613, a young Pocahontas was captured by the English and taken into Jamestown. There she was treated with courtesy as the daughter of chief Powhatan. While Pocahontas was at Jamestown, English gentlemen John Rolfe fell in love with her and asked her to marry. Both the governor of the Jamestown colony and Pocahontas’s father Powhatan approved the marriage as a means of securing peace between Powhatan’s tribe and the English at Jamestown. In 1616, Pocahontas accompanied her new husband to England, where she was royally received. Shortly before her planned return to Virginia in 1617, she contracted an illness and died rather suddenly.
A major part of the folktale of Pocahontas that is unverified concerns her love for English Captain John Smith is the period of time before her capture by the British and her rescue of him from almost certain death. Captain John Smith was indeed at the colony of Jamestown and was acquainted with Powhatan and his daughters, he even described meeting them in 1612 journal. However, the story of his rescue by the young maiden did not appear in his writing until 1624, well after Pocahontas had aroused widespread interest in England by her marriage to an English gentlemen and her visit to England. It is the discrepancy in dates that has caused some historians to doubt the veracity of the tale. However, other historians do argue quite persuasively that this incident did truly take place.

What is true about the name Pocahontas, according to the passage?

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Line Europeans who arrived in the Americas, the first American Indians were immigrants. Because Indians were nomadic hunters and gatherers, they probably arrived in search of new hunting grounds from Asia when they crossed the ice-covered Bering Strait to Alaska. Anthropologists estimate that the entire Indian population north of Mexico was slightly greater than 1,020,000 when the first settlers arrived from Europe. Although Native Americans belonged to one geographic race, their cultures and languages were only marginally similar, and by and large, they had different ways of life. Nomadic migrations required Indians to construct shelters that did not need to be transported, but could be easily erected from the materials found in their new location.
Eastern Woodland Indian tribes lived in bark-covered wigwams that were shaped like cones or domes. The frame for the hut was made of young trees firmly driven into the ground, and then bent overhead to tie together with bark fibers or strings of animal hides. Sheets and slabs of bark were attached to the frame to construct the roof and walls, leaving an opening to serve as a door and to allow smoke to escape. The Iroquois in north eastern regions built longhouses that were more spacious than wigwams because five to a dozen families lived under one roof. During the winter, they plastered clay to the poles of the frame to protect the inhabitants from wind and rain.
Pueblo Indians who lived in the southwest portion of the United States in northern Arizona and New Mexico constructed elaborate housing with several stories and many rooms. Each family unit had only one room, and their ancestors dug shelters in the walls of cliffs and canyons. The ground story of a Pueblo dwelling had no doors or windows in order to prevent enemies from entering. The next level was set back the width of one room, and the row of rooms above it was set back once again, giving their houses the appearance of a terrace Pueblos used ladders to climb to the upper levels and pulled them in when all family members returned for the night.
Indians living in deserts used sandstone and clay as construction materials. Those who lived in the valleys of rivers even made bricks of clay with wood chips to add strength and to prevent the clay from cracking. To make roofs, Pueblos tied logs together to make rafters and laid them across the two outside walls. On top of the rafters, layers of tree branches, sticks, grass, and brush created a solid roof to preclude the water from leaking inside. Pueblo dwellings were dark because windows were often not large enough to allow much light.

What does the passage mainly discuss?

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What unusual or unique biological train led to the remarkable diversification and unchallenged success of the ants for over 50 million years? The answer appears to be that they were the first group of predatory eusocial insects that both lived and foraged primarily in the soil and in rotting vegetation on the ground. Eusocial refers to a form of insect society characterized by specialization of tasks and cooperative care of the young; it is rare among insects. Richly organized colonies of the land made possible by eusociality enjoy several key advantages over solitary individuals.
Under most circumstances groups of workers are better able to forage for food and defend the nest, because they can switch from individual to group response and back again swiftly and according to need. When a food object or nest intruder is too large for one individual to handle, nestmates can be quickly assembled by alarm or recruitment signals. Equally important is the fact that the execution of multiple- step tasks is accomplished in a series-parallel sequence. That is, individual ants can specialize in particular steps, moving from one object (such as a larva to be fed) to another (a second larva to be fed). They do not need to carry each task to completion from start to finish - for example, to check the larva first, then collect the food, then feed the larva. Hence, if each link in the chain has many workers in attendance, a sense directed at any particular object is less likely to fail. Moreover, ants specializing in particular labor categories typically constitute a caste specialized by age or body form or both. There has been some documentation of the superiority in performance and net energetic yield of various castes for their modal tasks, although careful experimental studies are still relatively few.
What makes ants unusual in the company of eusocial insects is the fact that they are the only eusocial predators (predators are animals that capture and feed on other animals) occupying the soil and ground litter. The eusocial termites live in the same places as ants and also have wingless workers, but they feed almost exclusively on dead vegetation.

It can be inferred from the passage that one main difference between termites and ants is that termites     .

Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks .
A recent (1)....... of a language learning magazine has consulted a number of experts in the field of second language acquisition. Their advice may prove invaluable for those considering a language course. One suggestion is that you access whether you are likely to be successful (2)........ learning a language. Did you enjoy studying language at school, for example? Do you have enough time to learn a language ? The major cost will be your own time and effort. Therefore, you must make sure that course on  offer  leads  to  a  recognized  qualification.  Also,  be  realistic  in your (3).......... If you don’t set achievable aims, you are more likely to give up. Don’t be deceived into thinking that the most expensive courses are the best. Shop around to get the best possible value for money. You should also bear in your mind that the quicker you learn a language, the more quickly you forget it. Sandra Miller, a French teacher, tried to teach herself German by enrolling on a crash course. Already fluent in four languages and with a sound knowledge of teaching methodology her chances of (4)........ progress were high. Three years on she remembers very little. She feels her biggest mistake was not to follow up her first experience.  "I  think  the  teacher’s  role  is  important.  It's  so  nice  to  have  somebody  give  you  a/an (5) ........... ”.
(4)................................
 

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Halloween falls on October 31 each year in North America and other part of the world. What do you know about Halloween? Do you celebrate it in your country? Here is a little history about it?
Like other holidays, Halloween has evolved and changed throughout history. Over 2,000 years ago people called the Celts lived in what is now Ireland, the UK, and parts of Northern France. November 1 was their New Year's Day. They believed that the night before the New Year (October 31) was a time when the living and the dead came together.
More than a thousand years ago the Christian church named November 1 All Saints Day (also called All Hallows). This was a special holy day to honor the saints and other people who died for their religion. The night before All Hallows was called Hallows Eve. Later the name was changed to Halloween.
Like the Celts, the Europeans of that time also believed that the spirits of the dead would visit the earth on Halloween. They worried that evil spirits would cause problems or hurt them. So on that night people wore costumes that looked like ghosts or other evil creatures. They thought if they dressed like that, the spirits would think they were also dead and not harm them.
The tradition of Halloween was carried to America by the immigrating Europeans. Some of the traditions changed a little, though. For example, on Halloween in Europe some people would carry lanterns made from turnips. In America, pumpkins were more common. So people began putting candles inside them and using them as lanterns. That is why you see Jack 'o lanterns today.
These days Halloween is not usually considered a religious holiday. It primarily a fun for children. Children dress up in costumes like people did a thousand years ago. But instead of worrying about evil spirits, they go from house to house. They knock on door and say "trick or treat". The owner of each house give candy or something special to each trick and treat.

The word "they" in paragraph 4 refers to ..................

Choose the word or phrase ( A, B, C or D ) that best fits the blank space in the following passage.

What do you do well? What do you enjoy doing? Your answers to these two questions will help you identify your (1)_____. An employer will consider you seriously for a (2)___ when you can show them that you know who you are, what you can offer and which you have studied. Sometimes it is difficult to know what your weaknesses are. Clearly not everyone is equally good (3) ___ everything. You may need to improve yourself and so (4) ___courses in that field could turn a weakness into strength.

You will need to (5) ___some time on your self-assessment. Your honesty and the desire for self-improvement will lead to success in getting the right job. Explore the following seven areas to start to get to know yourself: your aptitude, your skills, your personality, the level of responsibility you feel comfortable with, your interests and your needs.

(5)_____

Read the passage carefully and choose the correct answer.

Vietnam is a densely-populated and developing country that in the last 30 years has had to recover from the ravages of war. Substantial progress was achieved from1986 to 1997 in moving forward from an extremely low level of development and significantly reducing poverty.

Since 2001, Vietnamese authorities have reaffirmed their commitment to economic liberalization and international integration. They have moved to implement the structural reforms needed to modernize the economy and to produce more competitive, export-driven industries…

Vietnam's membership in the ASEAN Free Trade Area (AFTA) and entry into force of the US-Vietnam Bilateral Trade Agreement in December 2001. have led to even more rapid changes in Vietnam's trade and economic regime. Vietnam's exports to the US doubled in 2002 and again in 2003.

Vietnam joined the WTO (World Trade Organization) in January 2007, following over a decade long negotiation process. This should provide ail important boost to the economy and should help to ensure the continuation of liberalizing reforms.

Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. Vietnamese authorities have tightened monetary and fiscal policies to stem high inflation. Hanoi is targeting an economic growth rate of 7. 5-8% during the next five years.

According to the text, Vietnam _______. 

Bees, classified into over 10,000 species, are insects found in almost every part of the world except the northernmost and southernmost regions. One commonly known species is the honeybee, the only bee that produces honey and wax. Humans use the wax in making candles, lipsticks, and other products, and they use the honey as a substance that people eat to maintain life and growth. While gathering the nectar and pollen with which they make honey, bees are simultaneously helping to fertilize the flowers on which they land. Many fruits and vegetables would not survive if bees did not carry the pollen from blossom to blossom.
Bees live in a structured environment and social structure within a hive, which is a nest with storage space for the honey. The different types of bees each perform a unique function. The worker bee carries nectar to hive in a special stomach called a honey stomach. Other workers make beeswax and shape it into a honeycomb, which is a waterproof mass of six-sided compartments, or cells. The queen lays eggs in completed cells. As the workers build more cells, the queen lays more eggs.
All workers, like the queen, are female, but the workers are smaller than the queen. The male honeybees are called drones; they do no work and cannot sting. They are developed from unfertilized eggs, and their only job is to impregnate a queen. The queen must be fertilized in order to lay more worker eggs. During the season when less honey is available and the drone is of no further use, the workers block the drones from eating the honey so that they will starve to death.

According to the passage, honey is carried to the hive in a honey stomach by the.............

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In Viet Nam festivals often take place during the three months in spring and in autumn when people have a lot of leisure time. In addition, the climate in spring and autumn is especially suitable for holding festivals and for festivals goers to enjoy. Traditional festivals constitute a form of cultural activities, a spiritual product which the people have created and developed during the course of history. From generation to generation, the Vietnamese people preserve the fine tradition of “remembering the source while drinking water.” Festivals are events which represent this tradition of the community as well as honour the holy figures named as “gods” -the real persons in national history or legendary persons. The images of gods converge the noble characteristics of mankind. They are national heroes who fought against foreign invaders, reclaimed new lands, treated people, fought against natural calamities, or those legendary characters who affect the earthly life.
Accordingly, first and foremost, festivals are events when people pay tribute to divinities that rendered merits to the community and the nation. These are occasions when people come back to either their natural or national roots, which form a sacred part in their mind. Furthermore, testivals represent the strength of the commune or village, the local region or even the whole nation. Worshipping the same god, the people unite in solidarity to overcome difficulties, striving for a happy and wealthy life.
Moreover, festivals display the demand for creativity and enjoyment of spiritual and material cultural values of all social strata. They become a form of education under which fine traditional moral values can be handed from one generation to the next in a unique way of combining spiritual characters with competition and entertainment games. Festivals are also the time people can express their sadness and worries in a wish that gods might bestow favour on them to help them strive for a better life.

Which of the followings best replace the word “course” in the second paragraph?

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In the exploration of the linguistic life cycle, it is apparent that it is much more difficult to learn a second language in adulthood than a first language in childhood. Most adults never completely master foreign language, especially in phonology - hence the ubiquitous foreign accent. Their development often "fossilizes" into permanent error patterns that no teaching or correction can do. Of course, there are great individual differences, which depend on effort, attitudes, amount of exposure, quality of teaching and plain talent, but there seems to be a cap for the best adults in the best circumstances.
Many explanations have been advanced for children's superiority: they exploit Motherless (the simplified, repetitive conversation between parents and children), make errors oneself- consciously, are more motivated to communicate, like to conform, are not set in their ways, and have no first language to interfere. But some of these accounts are unlikely, based on what is known about how language acquisition works. Recent evidence is calling these social and motivation explanations into doubt. Holding every other factor constant, a key factor stands out: sheer age.
Systematic evidence comes from the psychologist Elisa Newport and her colleagues. They tested Korean and Chinese-born students at the University of Illinois who had spent at least ten years in the United States. The immigrants were given a list of 276 simple English sentences, half of them containing some grammatical errors. The immigrants who came to the United States between the ages of 3 and 7 performed identically to American bom students. Those who arrived between the ages of 8 and 15 did worse the later they arrived, and those who arrived between 17 and 39 did the worst of all, and showed huge variability unrelated to their age of arrival.

The word "conversation" in the passage is closest in meaning to which of the following?

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Neil Armstrong started flying at an early age. He became interested in airplanes at the age of 2. At 15, he took flying lessons. He got a license to fly at 16. He learned how to fly before he learned how to drive a car. At university, he studied aeronautical engineering. This is the study of designing and making aircraft.
After Armstrong became an astronaut in 1962, he was trained for 4 years for the Apollo program. The Apollo mission was to put a man on the moon in ten years. On July 16, 1969, the Apollo 11 landed on the moon. Because Armstrong was the leader, he became the first man to step on the moon. He said, "This is one small step for a man, one giant leap for mankind." He and his fellow astronaut, Buzz Aldrin, walked on the moon for two and a half hours. They collected rocks and did some experiments.

The author's main purpose in paragraph 2 is     .

Read the passage and choose the best answers:

In the United States and Canada, it is very important to (1)___________ a person directly in the eyes when you are having a conversation with him or her. If you look down or to the side when the other person is talking, that person will think that you are not interested in (2)___________ he or she is saying. This, (3) __________is not polite. If you look down or to the side when you are talking, it might seem that you are not honest.

However, people who are speaking will sometimes look away for a few seconds when they are thinking or (4)______________ to find the right word. But they always turn immediately back to look the listener directly in the eyes. These social "rules" are (5)___________ for two men, two women, a man and a woman, or an adult and a child.

(2)___________

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Geothermal energy is natural heat from the interior of the Earth that is converted to heat buildings and generate electricity. The idea of harnessing Earth’s internal heat is not new. As early as 1904 , geothermal power was used in Italy . Today, Earth’s natural internal heat is being used to generate electricity in 21 countries , including Russia, Japan, New Zealand, Iceland, Mexico, Ethiopia, Guatemala, EI Salvador, the Philippines, and the United States .Total worldwide production is approaching 9,000 MW (equivalent to nine large modern coal-burning or nuclear power plants)-double the amount in 1980 .Some 40 million people today receive their electricity from geothermal energy at a cost competitive with that of other energy sources. In EI Salvador , geothermal energy is supplying 30% of the total electric energy used.
However, at the global level, geothermal energy supplies less than 0,15%of the total energy supply.
Geothermal energy may be considered a nonrenewable energy source when rates of extraction are greater than rates of natural replenishment. However, geothermal energy has its origin in the natural heat production within Earth , and only a small fraction of the vast total resource base is being utilized today. Although most geothermal energy production involves the tapping of high heat sources, people are also using the low-temperature geothermal energy of groundwater in some applications.

Geothermal Systems
The average heat flow from the interior of the Earth is very low, about 0,06% W/m2.This amount is trivial compared with the 177 W/m2from solar heat at the surface in the United States. However, in some areas, heat flow is sufficiently high to be useful for producing energy . For the most part, areas of high heat flow are associated with plate tectonic boundaries. Oceanic ridge systems (divergent plate boundaries) and areas where mountains are being uplifted and volcanic island arcs are forming (convergent plate boundaries) are areas where this natural heat flow is anomalously high. One such region is located in the western, United States, where recent tectonic and volcanic activity has occurred.
On the basis of geological criteria, several types of hot geothermal systems (with temperatures greater than about 800C , or 1760F)have been defined, and the resource base is larger than that of fossil fuels and nuclear energy combined. A common system for energy development is hydrothermal convection, characterized by the circulation of steam and / or hot water that transfers heat from depths to the surface.

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Washington was the first city in history to be created solely for the purpose of governance. Following the Revolution, members of Congress had hotly debated the question of a permanent home for themselves and for those departments – the Treasury, the Patent Office and so on – which even the sketchiest of central governments would feel obliged to establish. In 1790, largely in order to put an end to congressional bickering, George Washington was charged with selecting a site for the newly designated federal district. Not much to anyone’s surprise but to the disappointment of many he chose a tract of land on the banks of the Potomac River, a few miles upstream from his beloved plantation Mount Vernon.
The District of Columbia was taken in part from Virginia and in part from Maryland. At the time it was laid out, its hundred square miles consisted of gently rolling hills, some under cultivation and the rest heavily wooded, with a number of creeks and much swampy land along the Potomac. There is now a section of Washington that is commonly referred to as Foggy Bottom; that section bore the same nickname a hundred and eighty years ago.
Two ports cities, Alexandria and Georgetown, flourished within sight of the new capital and gave it access by ship to the most important cities of the infant nation – Charleston, Baltimore, Philadelphia, New York, Newport, Salem and Portsmouth – and also to the far-off ports of England and the Continent.

The word “hotly” in paragraph 1 is closet in meaning to     .

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      Contrary to popular belief, one does not have to be a trained programmer to work online. Of course, there are plenty of jobs available for people with high-tech computer skills, but the growth of new media has opened up a wide range of Internet career opportunities requiring only a minimal level of technical expertise. Probably one of the most well-known online job opportunities is the job of Webmaster. However, it is hard to define one basic job description for this position. The qualifications and responsibilities depend on what tasks a particular organization needs a Webmaster to perform.

      To specify the job description of a Webmaster, one needs to identify the hardware and software the website the Webmaster will manage is running on. Different types of hardware and software require different skill sets to manage them. Another key factor is whether the website will be running internally or externally (renting shared space on the company servers). Finally, the responsibilities of a webmaster also depend on whether he or she will be working independently, or whether the firm will provide people to help. All of these factors need to be considered before one can create an accurate webmaster job description.

      Webmaster is one type of Internet career requiring in-depth knowledge of the latest computer applications. However, there are also online jobs available for which traditional skills remain in high demand. Content jobs require excellent writing skills and a good sense of the web as a “new media”.

      The term “new media” is difficult to define because it compasses a constantly growing set of new technologies and skills. Specifically, it includes websites, email, internet technology, CD-ROM, DVD, streaming audio and video, interactive multimedia presentations, e-books, digital music, computer illustration, video games, virtual reality, and computer artistry.

      Additionally, many of today’s Internet careers are becoming paid-by-the-job professions. With many companies having to downsize in tough economic items, the outsourcing and contracting of freelance workers online has become common business practice. The Internet provides an infinite pool of buyers from around the world with whom freelancers can contract their services. An added benefit to such online jobs is that freelancers are able to work on projects with companies outside their own country.

      How much can a person make in these kinds of careers? As with many questions related to today’s evolving technology, there is no simple answer. There are many companies willing to pay people with Internet skills salaries well over $70,000 a year. Generally, webmasters start at about $30,000 per year, but salaries can vary greatly. Freelance writers working online have been known to make between $40,000 to $70,000 a year.

Which of the followings is not mentioned as part of the “new media”?

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Being aware of one's own emotions - recognizing and acknowledging feelings as they happen - is at the very heart of Emotional Intelligence. And this awareness encompasses not only moods but also thoughts about those moods. People who are able to monitor their feelings as they arise are less likely to be ruled by them and are thus better able to manage their emotions.
Managing emotions does not mean suppressing them; nor does it mean giving free rein to every feeling. Psychologist Daniel Goleman, one of several authors who have popularized the notion of Emotional Intelligence, insisted that the goal is balance and that every feeling has value and significance. As Goleman said, "A life without passion would be a dull wasteland of neutrality, cut off and isolated from the richness of life itself." Thus, we manage our emotions by expressing them in an appropriate manner. Emotions can also be managed by engaging in activities that cheer us up, soothe our hurts, or reassure us when we feel anxious.
Clearly, awareness and management of emotions are not independent. For instance, you might think that individuals who seem to experience their feelings more intensely than others would be less able to manage them. However, a critical component of awareness of emotions is the ability to assign meaning to them - to know why we are experiencing a particular feeling or mood. Psychologists have found that, among individuals who experience intense emotions, individual differences in the ability to assign meaning to those feelings predict differences in the ability to manage them. In other words, if two individuals are intensely angry, the one who is better able to understand why he or she is angry will also be better able to manage the anger.
Self-motivation refers to strong emotional self-control, which enables a person to get moving and pursue worthy goals, persist at tasks even when frustrated, and resist the temptation to act on impulse. Resisting impulsive behavior is, according to Goleman, "the root of all emotional self-control."
Of all the attributes of Emotional Intelligence, the ability to postpone immediate gratification and to persist in working toward some greater future gain is most closely related to success - whether one is trying to build a business, get a college degree, or even stay on a diet. One researcher examined whether this trait can predict a child's success in school. The study showed that 4-year-old children who can delay instant gratification in order to advance toward some future goal will be "far superior as students" when they graduate from high school than will 4-year-olds who are not able to resist the impulse to satisfy their immediate wishes.

Which of the following can we infer from paragraph 1?

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We live in a world of tired, sleep deprived people. In his book Counting Sheep, Paul Martin - a behavioural biologist - describes a society which is just too busy to sleep and which does not givesleeping the importance it deserves.
Modern society has invented reasons not to sleep. We are now a 24/7 society where shops and services must be available all hours. We spend longer hours at work than we used to, and more time getting to work. Mobile phones and email allow us to stay in touch round the clock and late-night TV and the Internet tempt us away from our beds. When we need more time for work or pleasure, the easy solution is to sleep less. The average adult sleeps only 6.2 hours a night during the week, whereas research shows that most people need eight or even eight and a half hours' sleep to feel at their best.
Nowadays, many people have got used to sleeping less than they need and they live in an almost permanent state of 'sleep debt'.
Until the invention of the electric light in 1879 our daily cycle of sleep used to depend on the hours of daylight. People would get up with the sun and go to bed at nightfall. But nowadays our hours of sleep are mainly determined by our working hours (or our social life) and most people are woken up artificially by an alarm clock. During the day caffeine, the world's most popular drug, helps to keep us awake. 75% of the world's population habitually consume caffeine, whichup to a point masks the symptoms of sleep deprivation.
What does a chronic lack of sleep do to us? As well as making us irritable and unhappy as humans, it also reduces our motivation and ability to work. This has serious implications for society in general.
Doctors, for example, are often chronically sleep deprived, especially when they are on 'night call', and may get less than three hours' sleep. Lack of sleep can seriously impair their mood, judgment, and ability to take decisions. Tired engineers, in the early hours of the morning, made a series of mistakes with catastrophicresults. On our roads and motorways lack of sleep kills thousands of people every year. Tests show that a tired driver can be just as dangerous as a drunken driver. However, driving when drunk is against the law but driving when exhausted isn't. As Paul Martin says, it is very ironic that we admire people who function on very little sleep instead of criticizing them for being irresponsible. Our world would be a much safer, happier place if everyone, whatever their job, slept eight hours a night.

Which of the following would the writer of the passage approve of?

Choose the item among A, B, C or D that best answers the question about the passage:

"In recent years many countries of the world have been with the problem of how to make their workers more productive. Some experts claim the answer is to make jobs more varied. But do more various jobs lead to greater productivity? There is evidence to suggest that while variety certainly makes the workers’ life more enjoyable, it does not actually make him work harder. As far as increasing productivity is concerned, then variety is not an important factor.
 Other experts feel that giving the worker freedom to do his job in his own way is important, and there is no doubt that this is true. The problem is that this kind of freedom cannot easily be given in the modern factory with its complicated machinery which must be used very little that can be done to create it.
 Another very important consideration is how each worker contributes to the product he is making. In most factories the worker sees only one part of the product. Some car factories are now experimenting with having many small production lines rather than one large one, so that each worker contributes more to the production of the cars on his line, it would seem that not only is degree of the worker contribution an important factor, therefore, but it is also one we can do something about.
 To what extent does more money lead to greater productivity? The workers themselves certainly think this is important. But perhaps they want more money only because the work they do is boring. Money just lets them enjoy their spare time more. A similar argument may explain demands for shorter working hours. Perhaps if we succeed in making their jobs more interesting, they will neither want more money, nor will shorter working hours be so important to them."

3. For a worker on an assembly line in a car factory, the job is not enjoyable because ………

Fill in each numbered blank with one suitable word or phrase.

In 1986 Vietnam (1)_____ a political and economic innovation campaign (Doi Moi) that introduced reforms intended to facilitate the transition from a centralized economy to a “socialist-oriented market economy”. Doi Moi combined government planning with free-market incentives. The program abolished agricultural (2) _____, removed price controls on agricultural goods, and enabled farmers to sell their goods in the marketplace. It encouraged the establishment of private businesses and foreign investment, including foreign-owned (3) _____.

By the late 1990s, the success of the business and agricultural (4) _____ ushered in under Doi Moi was evident. More than 30,000 private businesses had been (5) _____, and the economy was growing at an annual rate of more than 7 percent. From the early 1990s to 2005, poverty (6) _____ from about 50 percent to 29 percent of the population. However, progress varied geographically, with most prosperity concentrated in urban areas, (7) _____ in and around Ho Chi Minh City. In general, rural areas also made progress, as rural households (8) _____ in poverty declined from 66 percent of the total in 1993 to 36 percent in 2002. (9) _____ contrast, concentrations of poverty remained in (10) _____ rural areas, particularly the northwest, north-central coast, and central highlands. Government control of the economy and a nonconvertible currency have protected Vietnam from what could have been a more severe impact resulting from the East Asian financial crisis in 1997.

(2)_____