Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “fixed” in paragraph 1 is closest in meaning to..........

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Many scientists believe our love of sugar may actually be an addiction. When we eat or drink sugary foods, the sugar enters our blood and affects parts of our brain that make us feel good. Then the good feeling goes away, leaving us wanting more. All tasty foods do this, but sugar has a particularly strong effect. In this way, it is in fact an addictive drug, one that doctors recommend we all cut down on.
"It seems like every time I study an illness and trace a path to the first cause, I find my way back to sugar," says scientist Richard Johnson. One- third of adults worldwide have high blood pressure, and up to 347 million have diabetes. Why? "Sugar, we believe, is one of the culprits, if not the major culprit," says Johnson.
Our bodies are designed to survive on very little sugar. Early humans often had very little food, so our bodies learned to be very efficient in storing sugar as fat. In this way, we had energy stored for when there was no food. But today, most people have more than enough. So the very thing that once saved us may now be killing us.
So what is the solution? It's obvious that we need to eat less sugar. The trouble is, in today's world, it's extremely difficult to avoid. From breakfast cereals to after-dinner desserts, our foods are increasingly filled with it. Some manufacturers even use sugar to replace taste in foods that are advertised as low in fat.
But there are those who are fighting back against sugar. Many schools are replacing sugary desserts with healthier options like fruit. Other schools are growing their own food in gardens, or building facilities like walking tracks so students and others in the community can exercise. The battle has not yet been lost.

What does the phrase "the very thing" in paragraph 3 refer to?

Bees, classified into over 10,000 species, are insects found in almost every part of the world except the northernmost and southernmost regions. One commonly known species is the honeybee, the only bee that produces honey and wax. Humans use the wax in making candles, lipsticks, and other products, and they use the honey as a substance that people eat to maintain life and growth. While gathering the nectar and pollen with which they make honey, bees are simultaneously helping to fertilize the flowers on which they land. Many fruits and vegetables would not survive if bees did not carry the pollen from blossom to blossom.
Bees live in a structured environment and social structure within a hive, which is a nest with storage space for the honey. The different types of bees each perform a unique function. The worker bee carries nectar to hive in a special stomach called a honey stomach. Other workers make beeswax and shape it into a honeycomb, which is a waterproof mass of six-sided compartments, or cells. The queen lays eggs in completed cells. As the workers build more cells, the queen lays more eggs.
All workers, like the queen, are female, but the workers are smaller than the queen. The male honeybees are called drones; they do no work and cannot sting. They are developed from unfertilized eggs, and their only job is to impregnate a queen. The queen must be fertilized in order to lay more worker eggs. During the season when less honey is available and the drone is of no further use, the workers block the drones from eating the honey so that they will starve to death.

In what way does the reading imply that bees are useful in nature?

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Line Europeans who arrived in the Americas, the first American Indians were immigrants. Because Indians were nomadic hunters and gatherers, they probably arrived in search of new hunting grounds from Asia when they crossed the ice-covered Bering Strait to Alaska. Anthropologists estimate that the entire Indian population north of Mexico was slightly greater than 1,020,000 when the first settlers arrived from Europe. Although Native Americans belonged to one geographic race, their cultures and languages were only marginally similar, and by and large, they had different ways of life. Nomadic migrations required Indians to construct shelters that did not need to be transported, but could be easily erected from the materials found in their new location.
Eastern Woodland Indian tribes lived in bark-covered wigwams that were shaped like cones or domes. The frame for the hut was made of young trees firmly driven into the ground, and then bent overhead to tie together with bark fibers or strings of animal hides. Sheets and slabs of bark were attached to the frame to construct the roof and walls, leaving an opening to serve as a door and to allow smoke to escape. The Iroquois in north eastern regions built longhouses that were more spacious than wigwams because five to a dozen families lived under one roof. During the winter, they plastered clay to the poles of the frame to protect the inhabitants from wind and rain.
Pueblo Indians who lived in the southwest portion of the United States in northern Arizona and New Mexico constructed elaborate housing with several stories and many rooms. Each family unit had only one room, and their ancestors dug shelters in the walls of cliffs and canyons. The ground story of a Pueblo dwelling had no doors or windows in order to prevent enemies from entering. The next level was set back the width of one room, and the row of rooms above it was set back once again, giving their houses the appearance of a terrace Pueblos used ladders to climb to the upper levels and pulled them in when all family members returned for the night.
Indians living in deserts used sandstone and clay as construction materials. Those who lived in the valleys of rivers even made bricks of clay with wood chips to add strength and to prevent the clay from cracking. To make roofs, Pueblos tied logs together to make rafters and laid them across the two outside walls. On top of the rafters, layers of tree branches, sticks, grass, and brush created a solid roof to preclude the water from leaking inside. Pueblo dwellings were dark because windows were often not large enough to allow much light.

The phrase “under one roof” is closest in meaning to

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Halloween falls on October 31 each year in North America and other part of the world. What do you know about Halloween? Do you celebrate it in your country? Here is a little history about it?
Like other holidays, Halloween has evolved and changed throughout history. Over 2,000 years ago people called the Celts lived in what is now Ireland, the UK, and parts of Northern France. November 1 was their New Year's Day. They believed that the night before the New Year (October 31) was a time when the living and the dead came together.
More than a thousand years ago the Christian church named November 1 All Saints Day (also called All Hallows). This was a special holy day to honor the saints and other people who died for their religion. The night before All Hallows was called Hallows Eve. Later the name was changed to Halloween.
Like the Celts, the Europeans of that time also believed that the spirits of the dead would visit the earth on Halloween. They worried that evil spirits would cause problems or hurt them. So on that night people wore costumes that looked like ghosts or other evil creatures. They thought if they dressed like that, the spirits would think they were also dead and not harm them.
The tradition of Halloween was carried to America by the immigrating Europeans. Some of the traditions changed a little, though. For example, on Halloween in Europe some people would carry lanterns made from turnips. In America, pumpkins were more common. So people began putting candles inside them and using them as lanterns. That is why you see Jack 'o lanterns today.
These days Halloween is not usually considered a religious holiday. It primarily a fun for children. Children dress up in costumes like people did a thousand years ago. But instead of worrying about evil spirits, they go from house to house. They knock on door and say "trick or treat". The owner of each house give candy or something special to each trick and treat.

The Celts thought    on October 31.

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Halloween falls on October 31 each year in North America and other part of the world. What do you know about Halloween? Do you celebrate it in your country? Here is a little history about it?
Like other holidays, Halloween has evolved and changed throughout history. Over 2,000 years ago people called the Celts lived in what is now Ireland, the UK, and parts of Northern France. November 1 was their New Year's Day. They believed that the night before the New Year (October 31) was a time when the living and the dead came together.
More than a thousand years ago the Christian church named November 1 All Saints Day (also called All Hallows). This was a special holy day to honor the saints and other people who died for their religion. The night before All Hallows was called Hallows Eve. Later the name was changed to Halloween.
Like the Celts, the Europeans of that time also believed that the spirits of the dead would visit the earth on Halloween. They worried that evil spirits would cause problems or hurt them. So on that night people wore costumes that looked like ghosts or other evil creatures. They thought if they dressed like that, the spirits would think they were also dead and not harm them.
The tradition of Halloween was carried to America by the immigrating Europeans. Some of the traditions changed a little, though. For example, on Halloween in Europe some people would carry lanterns made from turnips. In America, pumpkins were more common. So people began putting candles inside them and using them as lanterns. That is why you see Jack 'o lanterns today.
These days Halloween is not usually considered a religious holiday. It primarily a fun for children. Children dress up in costumes like people did a thousand years ago. But instead of worrying about evil spirits, they go from house to house. They knock on door and say "trick or treat". The owner of each house give candy or something special to each trick and treat.

Why the old Europeans wore costumes like ghosts and other evil creatures?

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Perhaps better known than the Cullinan Diamond is the Hope Diamond, a valuable and blue gem with a background of more than 300 years as a world traveler.The 112-carat blue stone later became the Hope Diamond was mined in India sometime before the middle of the seventeenth century and was first known to be owned by Shah Jahan, who built the Taj Mahal in memory of his beloved wife. From India, the celebrated blue stone has changed hands often, moving from location to location in distant corners of the world.
In the middle of the seventeenth century, a trader from France named Jean Baptiste Tavernier acquired the large blue diamond, which was rumored to have been illegally removed from a temple Tavemier returned to France with the big blue gem, where the stone was purchased by the Sun King Louis XIV. Louis XIV had it cut down from 112 to 67 carats to make its shape symmetrical and to maximize its sparkle. The newly cut diamond, still huge by any standards, was passed down through the royal family of France, until it arrived in the hands of Louis XVI and Marie Antoinette.
During the French Revolution, Louis XVI and his wife met their fate on the guillotine in 1793, and the big blue diamond disappeared from public sight.
The diamond somehow managed to get from France to England, where banker Henry Hope purchased it from a gem dealer early in the nineteenth century. The huge blue stone was cut into a 45.5-carat oval, and at this point it took on the name by which it is known today. The diamond stayed in the Hope family for around a century, when deep indebtedness brought on by a serious gambling habit on the part of one of Henry Hope's heirs forced the sale of the diamond.
From England, the Hope Diamond may have made its way into the hands of the Sultan of Turkey; whatever route it took to get there, it eventually went on to the United States when American Evelyn Walsh McLean purchased it in 1911. Mrs.
McLean certainly enjoyed showing the diamond off guests in her home were sometimes astounded to notice the huge stone embellishing the neck of Mrs. McLean’s Great Dane as the huge pet trotted around the grounds of her Washington, D.C. home. The Hope Diamond later became the property of jeweler Harry Winston, who presented the stunning 45.5- carat piece to the Smithsonian in 1958. The Hope Diamond is now taking a well-earned rest following its rigorous travel itinerary and is on display at the Smithsonian Institution in Washington, D.C., where it has been since 1958.

Which country is NOT mentioned in the passage as a place where the Hope Diamond spent some time?

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Public holidays in the United Kingdom, commonly referred to as bank holidays, are days where most businesses and non – essential services are closed although an increasing number of retail businesses (especially the larger ones) do open on some of the public holidays. There are restrictions on trading on Sundays and Christmas Day. Four public holidays are common to all countries of the United Kingdom. These are: New Year's Day, the first Monday in May, Christmas Day, and Boxing Day. Some banks open on some bank holidays. In Scotland, while New Year's Day and Christmas Day are national holidays, other bank holidays are not necessarily public holidays, since the Scots instead observe traditional local customs and practice for their public holidays. In Northern Ireland, once again, bank holidays other than New Year's
Day and Christmas Day are not necessarily public holidays. Good Friday and Christmas Day are common law holidays, except in Scotland, where they are bank holidays. In Scotland the holiday on 1 January (or 2 January if 1 January is Sunday) is statutory, and 25 December is also a statutory holiday (or 26 December if Christmas Day falls on a Sunday). Boxing Day is a holiday traditionally celebrated  the day following Christmas Day, when servants and tradesmen would receive gifts, known as a "Christmas box", from their bosses or employers. Today, Boxing Day is the bank holiday that generally takes place on 26 December. And 28 December only is given if Boxing Day is Saturday.
Like Denmark, the United Kingdom has no national day holiday marked or celebrated for its formal founding date. Increasingly, there are calls for public holidays on the patron saints' days in England, Scotland and Wales. An online petition sent to the Prime Minister received 11,000 signatures for a public holiday in Wales on St. David's Day; the Scottish Parliament has passed a bill creating a public holiday  on St. Andrew's Day although it must be taken in place of another public holiday; campaigners in England are calling for a bank holiday on St. George's Day; and in Cornwall, there are calls for a public holiday on St. Piran's Day.

The word “their” in paragraph 1 refers to     .

Choose the word or phrase among A, B, C or D that best fits the blank space in the following passage:

"Quite apart from the economic similarity between present-day automation and the mechanization which has been proceeding for centuries, it must also be stressed that even in the United States automation is by no means the only factor (1)….. people from existing jobs.
 The increasing number of unneeded workers in (2)…. years has been the result of much more simple and old-fashioned influences: farm labourers have been (3)…. out of work by bigger tractors, miners by the cheapness of oil, and railwaymen by better roads.
 It is quite wrong, therefore, to think of automation as some new monster whose arrival (4)…. the existence of employment in the same way that the arrival of myxomatosis threatened the existence of the rabbit. Automation is one (5)….. of technological change, which itself is only one of the several changes (changes in tastes, changes in social patterns, changes in organization) which (6)…. in certain jobs disappearing and certain skills ceasing to be required. And even in America, which has a level of technology and output per (7)…. much in (8)….. of Britain’s, there is no (9)…. that the (10)….  of change is actually speeding up.
 Nevertheless changes in the amount of labour needed to produce a certain output are proceeding fairly rapidly in America - and in other countries - and my proceed more rapidly in future. Indeed it is one of the main objects of economic policy."

1. it must also be stressed that even in the United States automation is by no means the only factor (1)….. people from existing jobs

Choose the word or phrase among A, B, C or D that best fits the blank space in the following passage:

"Quite apart from the economic similarity between present-day automation and the mechanization which has been proceeding for centuries, it must also be stressed that even in the United States automation is by no means the only factor (1)….. people from existing jobs.
 The increasing number of unneeded workers in (2)…. years has been the result of much more simple and old-fashioned influences: farm labourers have been (3)…. out of work by bigger tractors, miners by the cheapness of oil, and railwaymen by better roads.
 It is quite wrong, therefore, to think of automation as some new monster whose arrival (4)…. the existence of employment in the same way that the arrival of myxomatosis threatened the existence of the rabbit. Automation is one (5)….. of technological change, which itself is only one of the several changes (changes in tastes, changes in social patterns, changes in organization) which (6)…. in certain jobs disappearing and certain skills ceasing to be required. And even in America, which has a level of technology and output per (7)…. much in (8)….. of Britain’s, there is no (9)…. that the (10)….  of change is actually speeding up.
 Nevertheless changes in the amount of labour needed to produce a certain output are proceeding fairly rapidly in America - and in other countries - and my proceed more rapidly in future. Indeed it is one of the main objects of economic policy."

2. The increasing number of unneeded workers in (2)…. years has been the result of much more simple and old-fashioned influences: 

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Geothermal energy is natural heat from the interior of the Earth that is converted to heat buildings and generate electricity. The idea of harnessing Earth’s internal heat is not new. As early as 1904 , geothermal power was used in Italy . Today, Earth’s natural internal heat is being used to generate electricity in 21 countries , including Russia, Japan, New Zealand, Iceland, Mexico, Ethiopia, Guatemala, EI Salvador, the Philippines, and the United States .Total worldwide production is approaching 9,000 MW (equivalent to nine large modern coal-burning or nuclear power plants)-double the amount in 1980 .Some 40 million people today receive their electricity from geothermal energy at a cost competitive with that of other energy sources. In EI Salvador , geothermal energy is supplying 30% of the total electric energy used.
However, at the global level, geothermal energy supplies less than 0,15%of the total energy supply.
Geothermal energy may be considered a nonrenewable energy source when rates of extraction are greater than rates of natural replenishment. However, geothermal energy has its origin in the natural heat production within Earth , and only a small fraction of the vast total resource base is being utilized today. Although most geothermal energy production involves the tapping of high heat sources, people are also using the low-temperature geothermal energy of groundwater in some applications.

Geothermal Systems
The average heat flow from the interior of the Earth is very low, about 0,06% W/m2.This amount is trivial compared with the 177 W/m2from solar heat at the surface in the United States. However, in some areas, heat flow is sufficiently high to be useful for producing energy . For the most part, areas of high heat flow are associated with plate tectonic boundaries. Oceanic ridge systems (divergent plate boundaries) and areas where mountains are being uplifted and volcanic island arcs are forming (convergent plate boundaries) are areas where this natural heat flow is anomalously high. One such region is located in the western, United States, where recent tectonic and volcanic activity has occurred.
On the basis of geological criteria, several types of hot geothermal systems (with temperatures greater than about 800C , or 1760F)have been defined, and the resource base is larger than that of fossil fuels and nuclear energy combined. A common system for energy development is hydrothermal convection, characterized by the circulation of steam and / or hot water that transfers heat from depths to the surface.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.
          Keeping the World in Our Pockets
Faster processors and advances in memory technology have made today’s smartphones much more powerful than a lot of computers from just a decade ago. With wireless technology, people can surf the Internet, play online games, send e-mail, and do (1)............ all the things they once could only do on a computer. (2)......... , they have the power to do things constantly at their fingertips.
Many people (3)....... that while smartphones are powerful tools, they are making people reliant on them. Why would a person need to learn to read a map when he can get directions to anywhere by simply asking his phone a question? Who needs to learn maths when you have immense calculating power in your pocket at all times? What (4).........is there to memorise facts about history, art, or geography when that information is readily available from a portable Internet interface?
There are just some of the questions being asked and answered as smartphone usage continues to spread. Like any technology, smartphones have their advantages, but they do have disadvantages as well that we must (5).......... an eye on.
(5)............................

Read the following passage and choose among A, B, C or D the correct answer to each of the questions.

There has been much debate over the past few decades concerning fears that nation will

lead to robots replacing human workers on a massive scale.

The increasing use of robotics, computers and artificial intelligence is a reality, but its full

implications are far from cut and dried. Some forecasts present the future in a utopian way,

claiming that robots will take over the tedious heavy work thus freeing up human time and

potential, allowing for more creativity and innovation,  the other end of spectrum are those who

foresee an employment apocalypse, predicting that almost fifty percent of all American jobs

could vanish within the next few decades. Former Microsoft chairman Bill Gates states that in 20

years robots could be in place in a number of job categories, particularly those at lower end of

the scale in terms of skills. The bottom line is that while the future is always uncertain, robots are a fixture of our society, which is not going to disappear. As with the Industrial Revolution, where machines were utilized in many tasks in place of manual laborers and social upheaval followed, the Digital Revolution is likely to place robots in various jobs. In spite of that, many of today's jobs were not in existence before the Industrial Revolution, such as those of programmers, engineers and data scientists. This leads other experts to criticize this alarmist approach of robot scare-mongering, which is invariably compared to the 19th -century "Luddites". This group was textile workers who feared being displaced by machines and resorted to violence, burning down factories and destroying industrial equipment - their rejection of inevitable progress has come to symbolize mindless ignorance.

Needless to say, exactly what new kinds of jobs might exist in the future is difficult to envision at present. Therefore, the crux of the issue is not whether jobs will be lost, but whether the creation of new vacancies will outpace the ever-increasing number of losses and what skills will be required in the future.

It is clearly not all doom and gloom, as demand for employees with skills in data analysis, coding, computer science, artificial intelligence and human-machine interface is rising and will continue to do so. Furthermore, the demand for skills in Jobs where humans surpass computers, such as those involving care, creativity and innovative craftmanship, are likely to increase considerably. Ultimately, the key lies in the adaptation of the workforces, through appropriate education and training, to keep pace with our world's technological progress.

What is the modern-day view of the Luddites?

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For many American university students, the weeklong spring break holiday means on endless party on a sunny beach in Florida or Mexico. In Panama City Beach in Florida, a city with permanent population of around 36.000, more than half a million university students arrive during the month of March to play and party, making it the number one spring break destination in the United States
A weeklong drinking binge is not for everyone, however and a growing number of American university students have found a way to make spring break matter. For them, joining or leading a group of volunteers to travel locally or internationally and work to alleviate problems such as poverty, homelessness, or environmental damage makes spring break a unique learning experience that university students can feel good about.
During one spring break students at James Madison University in Virginia participated in 15 alternative spring break" trips to nearby states, three others to more distant parts of the United States and five international trips. One group of JMU students travelled to Bogalusa, Louisiana to help rebuild homes damaged by Hurricane Katrina. Another group traveled to Mississippi to organize creative activities for children living in homeless shelter. One group of students did go to exhausting physical labor such Florida. but not to lie on the sand. They performed as maintaining hiker rails and destroying invasive plant species that threaten the native Florida ecosystem.
Students who participate in alternative spring break projects find them very rewarding. While most university students have to get their degrees before they can start helping people, students volunteers are able to help people now. On the other hand, the accommodations are far from glamorous. Students often sleep on the floor of a school or church, or spend the week camping in tents. But students only pay around
$250 for meals and transportation, which is much less than some their peers spend to travel to more traditional spring break hotspots
Alternative spring break trips appear to be growing in popularity at universities across the United States. Students cite a number of reasons for participating. Some appreciate the opportunity to socialize and meet new friends. Others want to exercise their beliefs about peoples obligation to serve humanity and make the world a better place. Whatever their reasons, these students have discovered something that gives them rich rewards along with a break from school work.

The article implies that university students      

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Being aware of one's own emotions - recognizing and acknowledging feelings as they happen - is at the very heart of Emotional Intelligence. And this awareness encompasses not only moods but also thoughts about those moods. People who are able to monitor their feelings as they arise are less likely to be ruled by them and are thus better able to manage their emotions.
Managing emotions does not mean suppressing them; nor does it mean giving free rein to every feeling. Psychologist Daniel Goleman, one of several authors who have popularized the notion of Emotional Intelligence, insisted that the goal is balance and that every feeling has value and significance. As Goleman said, "A life without passion would be a dull wasteland of neutrality, cut off and isolated from the richness of life itself." Thus, we manage our emotions by expressing them in an appropriate manner. Emotions can also be managed by engaging in activities that cheer us up, soothe our hurts, or reassure us when we feel anxious.
Clearly, awareness and management of emotions are not independent. For instance, you might think that individuals who seem to experience their feelings more intensely than others would be less able to manage them. However, a critical component of awareness of emotions is the ability to assign meaning to them - to know why we are experiencing a particular feeling or mood. Psychologists have found that, among individuals who experience intense emotions, individual differences in the ability to assign meaning to those feelings predict differences in the ability to manage them. In other words, if two individuals are intensely angry, the one who is better able to understand why he or she is angry will also be better able to manage the anger.
Self-motivation refers to strong emotional self-control, which enables a person to get moving and pursue worthy goals, persist at tasks even when frustrated, and resist the temptation to act on impulse. Resisting impulsive behavior is, according to Goleman, "the root of all emotional self-control."
Of all the attributes of Emotional Intelligence, the ability to postpone immediate gratification and to persist in working toward some greater future gain is most closely related to success - whether one is trying to build a business, get a college degree, or even stay on a diet. One researcher examined whether this trait can predict a child's success in school. The study showed that 4-year-old children who can delay instant gratification in order to advance toward some future goal will be "far superior as students" when they graduate from high school than will 4-year-olds who are not able to resist the impulse to satisfy their immediate wishes.

From paragraph 2, we can see that Daniel Goleman    .

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It is often the case with folktales that they develop from actual happenings but in their development lose much of their factual base; the story of Pocahontas quite possibly fits into this category of folktale. This princess of the Powhatan tribe was firmly established in the lore of early America and has been made even more famous by the Disney film based on the folktale that arose from her life. She was a real-life person, but the actual story of her life most probably different considerably from the folktale and the movie based on the folktale. Powhatan, the chief of a confederacy of tribes in Virginia, had several daughters, none of whom was actually named Pocahontas. The nickname means “playful one,” and several of Powhatan’s daughters were called Pocahontas. The daughter of Powhatan who became the subject of the folktale was named Matoaka. What has been verified about Matoaka, or Pocahontas as she has come to be known, is that she did marry an Englishman and that she did spend time in England before she died there at a young age. In the spring of 1613, a young Pocahontas was captured by the English and taken into Jamestown. There she was treated with courtesy as the daughter of chief Powhatan. While Pocahontas was at Jamestown, English gentlemen John Rolfe fell in love with her and asked her to marry. Both the governor of the Jamestown colony and Pocahontas’s father Powhatan approved the marriage as a means of securing peace between Powhatan’s tribe and the English at Jamestown. In 1616, Pocahontas accompanied her new husband to England, where she was royally received. Shortly before her planned return to Virginia in 1617, she contracted an illness and died rather suddenly.
A major part of the folktale of Pocahontas that is unverified concerns her love for English Captain John Smith is the period of time before her capture by the British and her rescue of him from almost certain death. Captain John Smith was indeed at the colony of Jamestown and was acquainted with Powhatan and his daughters, he even described meeting them in 1612 journal. However, the story of his rescue by the young maiden did not appear in his writing until 1624, well after Pocahontas had aroused widespread interest in England by her marriage to an English gentlemen and her visit to England. It is the discrepancy in dates that has caused some historians to doubt the veracity of the tale. However, other historians do argue quite persuasively that this incident did truly take place.

What is true about the name Pocahontas, according to the passage?

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Reality television is genre of television programming which, (it is claimed), presents unscripted dramatic or humorous situation, documents actual events, and features ordinary rather than professional actors. It could be described as a form of artificial or “heightened” documentary. Although the genre has existed in some form or another since the early years of television, the current explosion of popularity dates from around 2000.
Reality television covers a wide range of television programming formats, from game or quiz shows which resemble the frantic, often demeaning programmes produced in Japan in the 1980s and 1990s (a modem example is Gaki no Tsukai), to surveillance- or voyeurism- focused productions such as Big Brother.
Critics say that the term “reality television” is somewhat of a misnomer and that such shows frequently portray a modifies and highly influenced form of reality, with participants put in exotic location or abnormal situations, sometimes coached to act in certain ways by off-screen handlers, and with events on screen manipulated through editing and other post-production techniques.
Part of reality television’s appeal is due to its ability to place ordinary people in extraordinary situations. For example, on the ABC show, The Bachelor, an eligible male dates a dozen women simultaneously, traveling on extraordinary dates to scenic locales. Reality television also has the potential to turn its participants into national celebrities, outwardly in talent and performance programs such as Pop Idol, though frequently Survivor and Big Brother participants also reach some degree of celebrity.
Some commentators have said that the name “reality television” is an inaccurate description for several styles of program included in the genre. In competition- based programs such as Big Brother and Survivor, and other special-living-environment shows like The Real World, the producers design the format of the show and control the day-to-day activities and the environment, creating a completely fabricated world in which the competition plays out. Producers specifically select the participants, and use carefully designed scenarios, challenges, events, and settings to encourage particular behaviours and conflicts. Mark Burnett, creator of Survivor and other reality shows, has agreed with this assessment, and avoids the word “reality” to describe his shows; he has said, “I tell good stories. It really is not reality TV. It really is unscripted drama.”

The term “reality television” is inaccurate ..................

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The increase in international business and in foreign investment has created a need for executives with knowledge of foreign languages and skills in cross-culture communication. Americans, however, have not been well trained in either area and, consequently, have not enjoyed the same level of success in negotiation in an international arena as have their foreign counterpart.
Negotiating is the process of communicating back and forth for the purpose of reaching an agreement. It involves persuasion and compromise, but in order to participate in either one, the negotiators must understand the ways in which people are persuaded and how compromise is reached within the culture of the negotiation.
In many international business negotiations abroad, Americans are perceived as wealthy and impersonal. It often appears to the foreign negotiator that the American represents a large multimillion- dollar corporation that can afford to pay the price without bargaining further. The American negotiator’s role becomes that of an impersonal purveyor of information and cash, an image that succeeds only in undermining the negotiation.
In studies of American negotiators abroad, several traits have been indentified that may serve to confirm this stereotypical perception, while subverting the negotiator's position. Two traits in particular that cause cross-culture misunderstanding are directness and impatience on the part of American negotiator. Furthermore, American negotiators often insist on realizing short-term goals. Foreign negotiators, on the other hand, may value the relationship established between negotiators and may be willing to invest time in it for long-term benefits. In order to solidify the relationship, they may opt for indirect interactions without regard for the time involved in getting to know the other negotiator.
Clearly, perceptions and differences in values affect the outcomes of negotiations and the success of negotiators. For Americans to play a more effective role in international business negotiations, they must put forth more effort to improve cross-cultural understanding.

It can be referred from paragraph 1 that ..................

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions:
Most volcanoes are found along an imaginary belt, called the Ring of Fire, that encircles the Pacific Ocean. However, volcanic activity takes place in many far-flung regions of the world such as Hawaii, Iceland, Europe, and even the floor of the earth’s oceans. The leading theory as to why volcanic activity, as well as earthquakes, takes place when and where it does is called the theory of “plate tectonics”. The theory holds that the outer shell of the earth is divided into many different rigid sections of rock, called plates. These plates are not static, they are in continuous motion over a layer of partly melted rock. While their movement may appear insignificant, at only several inches per year, it is not. Indeed, the collisions between plates caused by this almost imperceptible movement can have catastrophic consequences. Volcanic activity and earthquakes are concentrated near the boundaries of these giant, moving plates.
The majority of volcanoes are formed at te point where two plates collide. One of the plates is forced underneath the other. As the plate sinks, the earth’s heat and the friction of the movement cause a portion of the sinking plate to melt. This melted portion of plate is called magma, and when it reaches the earth’s surface it becomes a volcano. Volcanoes can also be created when two plates begin to diverge. Then, magma from below the earth’s crust moves up to fill the void between the two plates. Large quantities of lava spill out from the void. Volcanoes of this type usually are found not on land, but on the ocean floor. In extreme instances this can lead to the formation of gigantic, sunken mountain ranges like Mid-Atlantic Ridge that spans nearly the entire length of the Atlantic Ocean. The theory of plate tectonics also explains why some volcanic activity takes place so far from any known plate boundaries. Basically, these volcanoes are the result of huge column of magma, or plumes, that rise up and break through the surface of the earth.

It can be inferred from the passage that     .

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The pain of a migraine headache can virtually disable a person who suffers from it. Millions and millions of people suffer from migraines, although many of them do not even recognize that a migraine is different from a regular headache. A migraine is not at all the same as a normal headache, and it seems to have a very physical cause.
One symptom of a migraine is a precursor, which is a visual aura before an attack. Yet only about a third of patients actually experience that, and it is therefore not a requirement in the diagnosis. Other symptoms include increased pain when a person moves, nausea, and sensitivity to light and sound. Scientists now believe that migraines are caused, not by abnormal blood vessels as previously believed, but instead by a unique electrical disorder of brain cells. Physicians used to treat migraines with medicine to constrict blood vessels because of the belief that dilated blood vessels were the cause.
The new research has been enhanced by imaging devices that allow scientists to watch patients' brains during an attack. The results show that sufferers have abnormally excitable neurons, or brain nerve cells. Prior to the attack, the neurons suddenly fire off electrical pulses at the back of the brain, which ripple like waves on a lake after a stone hits the water. They ripple across the top and then the back of the brain, ultimately affecting the brain stem where the pain centers are located. The pain then generates possibly from the brain stem itself or from blood vessels inflamed by the rapidly changing blood flow, or perhaps from both.
Scientists have experimented by applying a powerful magnet to stimulate the neurons and discovered that some people's brains react differently than others'. When stimulation was applied to the brains of people who had suffered migraines, they saw the initial aura, and some actually suffered migraines. When the same stimulation was applied to the brains of people who had never suffered migraines, they realized no effect and the neurons showed no change.
Scientists and doctors continue to work on the research in an attempt to find the perfect treatment. It is considered important to treat migraines because it is believed that prolonged untreated attacks could cause physical changes in the brain leading to chronic pain.

The word “it “ in paragraph 1 refers to

Increasing numbers of parents in the U.S. are choosing to teach their children at home. In fact, the U.S. Department of Education has estimated that in 1999, about 850,000 children were being homeschooled. Some educational experts say that the real number is double this estimate, and the ranks of homeschooled children seem to be growing at the average rate of about eleven percent every year.
At one time, there was a theory accounting for homeschooling: it was traditionally used for students who could not attend school because of behavioral or learning difficulties. Today, however, more parents are taking on the responsibility of educating their own children at home due to their dissatisfaction with the educational system. Many parents are unhappy about class size, as well as problems inside the classroom. Teacher shortages and lack of funding mean that, in many schools, one teacher is responsible for thirty or forty students. The children are, therefore, deprived of the attention they need. Escalating classroom violence has also motivated some parents to remove their children from school.
Although there have been a lot of arguments for and against it, homeschooling in the U.S. has become a multi-million dollar industry, and it is growing bigger and bigger. There are now plenty of websites, support groups, and conventions that help parents protect their rights and enable them to learn more about educating their children. Though once it was the only choice for troubled children, homeschooling today is an accepted alternative to an educational system that many believe is failing.

According to some experts, the exact number of homeschooled children in the US in the last year of the 20th century must be  ............