In 2009, _______was the most significant liability of Taiwanese households in terms of total value.

choosing which securities to hold based on their valuation

investing only in "safe" securities

the allocation of assets into broad asset classes

top-down analysis

moving assets between stocks and bonds

diversify their portfolios

assess credit risk of borrowers

advertise for needed investments

diversify their portfolios, assess credit risk of borrowers, or advertise for

diversify their portfolios or assess credit risk of borrowers

commercial bankers

investment bankers

investment issuers

credit raters

commercial bankers, investment bankers, investment issuers, and credit raters

secured

Yankee

callable

unsecured

convertible

are funds borrowed by the broker from the bank, with the agreement to repay the bank immediately if requested to do so

are funds used by individuals who wish to buy stocks on margin

carry a rate that is usually about one percentage point lower than the rate on U.S. T-bills

are funds used by individuals who wish to buy stocks on margin and carry a rate that is usually about one percentage point lower than the rate on U.S. T- bills

are funds used by individuals who wish to buy stocks on margin and are funds borrowed by the broker from the bank, with the agreement to repay the bank immediately if requested to do so

are usually borrowed from other brokers

are borrowed from commercial banks

none of the above

B and C

are typically shares held by the short seller's broker in street name

0.23

0.43

0.33

0.55

0.25

A change in the fund's management

A decrease in the value of one of the fund's stocks

An increase in the number of fund shares outstanding

An increase in the value of one of the fund's stocks

An increase in the fund's accounts payable

7.25%

8.13%

7.79%

6.91%

8.85%

12%; 20%

10%; 15%

8%; 10%

10%; 12%

10%; 10%