Có mấy bước lập kế hoạch tài chính cá nhân?
Hãy suy nghĩ và trả lời câu hỏi trước khi xem đáp án
Đáp án đúng là: B
Các bước lập kế hoạch tài chính cá nhân:
+ Bước 1: Đánh giá tình hình tài chính cá nhân.
+ Bước 2: Đặt mục tiêu tài chính cá nhân.
+ Bước 3: Phân chia dòng tiền cho các quỹ; tiêu dùng, tiết kiệm, đầu tư, trả nợ và dự phòng cho trường hợp khẩn cấp...
+ Bước 4: Lập kế hoạch hoạt động cụ thể cho từng quỹ và xác định thời hạn hoàn thành mục tiêu.
+ Bước 5: Thực hiện đúng theo kế hoạch tài chính đã lập.
Tài liệu "Bộ Đề Kiểm Tra Giữa Học Kì II - Năm Học 2023-2024 - Giáo Dục Kinh Tế Và Pháp Luật 10" tổng hợp các đề kiểm tra từ các trường THPT trên toàn quốc, được biên soạn bám sát chương trình học. Đề thi bao gồm các dạng bài trắc nghiệm và tự luận, tập trung vào các chủ đề: quản lý kinh tế, các nguyên tắc cơ bản của pháp luật trong đời sống, quyền và nghĩa vụ công dân về tài sản, và trách nhiệm pháp lý trong các mối quan hệ xã hội. Tài liệu hỗ trợ học sinh ôn tập hiệu quả, củng cố kiến thức và phát triển kỹ năng vận dụng pháp luật vào thực tiễn, chuẩn bị tốt cho kỳ kiểm tra giữa kỳ II.
Câu hỏi liên quan
Các nguồn sử liệu thường được lưu giữ tập trung ở
Trục đối xứng của đồ thị hàm số \(y = a{x^2} + bx + c\), \((a \ne 0)\) là đường thẳng nào dưới đây?
Trong các dãy số sau, dãy nào không là cấp số cộng?
Khi tham gia bầu cử, công dân được thực hiện hành động nào dưới đây?
Cho hàm số \(y=f\left( x \right)\) có bảng biến thiên như sau:
Bảng biến thiên:
Diện tích tam giác tạo bởi 3 điểm cực trị của đồ thị hàm số \(y=f\left( x \right)\) là:Mối quan hệ giữa hành trình pit tông và bán kính trục khuỷu:
Ông học trường cấp 3 chuyên nào?
Các nước có GDP/người cao tập trung nhiều ở khu vực nào sau đây?
These companies were accused on having released a large amount of carbon dioxide into the atmosphere.
Cho ba mệnh đề như sau:
A: “ABCD là hình chữ nhật”.
B: “AB = CD”.
C: “ABCD là hình bình hành”.
Mệnh đề nào sau đây sai?
Khi dịch chuyển thanh nam châm ra xa ống dây (Hình dưới), trong ống dây có dòng điện cảm ứng. Nếu nhìn từ phía thanh nam châm vào đầu ống dây, phát biểu nào sau đây là đúng?
- Thiết bị nào trong những thiết bị sau là thiết bị thông minh?
Một hộp chứa 15 tấm thẻ cùng loại được đánh số lần lượt từ 1 đến 15. Bạn An lấy ra lần lượt 3 thẻ từ hộp. Thẻ lấy ra không được hoàn lại hộp. Tính xác suất của biến cố: "Lần thứ ba An lấy được thẻ ghi số lẻ, biết rằng lần hai An lấy được thẻ ghi số chẵn" (làm tròn kết quả đến hàng phần trăm).
Công cụ nào không dùng để tẩy xóa và phục hồi ảnh trong GIMP?
Cho tam giác \(ABC\) vuông tại \(A\), \(AC=b\), \(AB=c\). Lấy điểm \(M\) trên cạnh \(BC\) sao cho \(\widehat{BAM}={{30}^{\circ }}\). Tỉ số \(\frac{MB}{MC}\) bằng
Cho . Nếu và thì?
Read the following passage about lifelong learning and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 31 to 40.
My father was an enthusiastic traveller, but as he got older, he increasingly suffered from what he called “travel fever,” a vivid term for the acute anxiety felt before a journey, essentially due to uncertainty about all the things that could go wrong. Sadly, this eventually stopped him from going on holiday. Then I, too, started to suffer similar apprehension, so I consulted a psychotherapist. She recommended a small piece of cognitive behavioural therapy, which involved acknowledging the mental and physical symptoms of anxiety, but telling myself that these were essentially indistinguishable from feelings of excitement about the prospect of a journey. This reframing of my feelings has been reasonably effective – it’s one way of dealing with uncertainty.
It’s not just the uncertainty of travel that we all have to face. None of us knows what is going to happen, or what is currently going on outside our immediate knowledge, or the vast majority of what has happened in the past. Uncertainty has been called the “conscious awareness of ignorance,” and there is a lot we are ignorant about. We must navigate through life without complete information, and this fundamental uncertainty is an inescapable aspect of human existence.
We all have to live with this uncertainty and, as a statistician, it’s been my job to try to analyse data and assess some of the risks we face. (I)But some deal with uncertainty with more equanimity than others. (II) Psychological studies, as well as our own experience, reveal a wide variation in people’s responses, including those that are cognitive (how we think), emotional (how we feel), and behavioural (what we do). (III)For example, when faced with uncertainty, do you deny it or acknowledge it, does it put the wind up you or make you courageous, do you try to avoid it or approach it?(IV)
Of course, your response may depend on the context, just as an individual’s appetite for risk-taking can vary across different areas of their lives. I have known people who seemed to take huge physical risks, yet were very cautious with money. Numerous scales have been developed to measure how well people can deal with uncertainty, based on responses to statements ranging from “Unforeseen events upset me greatly” to “When it’s time to act, uncertainty paralyses me.” Those who score highly, and find it difficult to tolerate uncertainty, may also be at increased risk of clinically significant anxiety and depression.
Where in paragraph 3 would the following sentence best fit?
"This variation reflects the complexity of human psychology when facing unknown outcomes."
Nhận định nào dưới đây là không đúng?
Mật độ nuôi gà đẻ trứng trung bình bao nhiêu con trên một mét vuông?
Read the following passage about food addiction and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 31 to 40.
Few people would disagree that one of the world's most popular dishes is pizza. Twenty-two-year-old Zack certainly wouldn't. He would eat a variety of pizza-based items, including homemade pizza, precooked microwave pizza, and even pizza leftovers from the night before. He was consuming 800kg of pizza a year. As a child, Zack had eaten a wide variety of food. But he became addicted to pizza when he started secondary school. American school meals have often been criticised for the large amount of fast food present on the menu, and pizza is the star dish. Zack even spent all his pocket money on slices of pizza.
Naturally, Zack's family worried about his high-calorie, low-vitamin diet. So did Zack. In an attempt to break his addiction, Zack agreed to appear on a TV programme called Freaky Eaters. Its aim was to encourage food addicts to beat their addictions with the help of a psychologist and nutritionist. It wasn't easy. He had to eat a fish dish, while his brother sat in front of him enjoying... a pizza! However, Zack met the challenge and has never eaten pizza again.
Seventeen-year-old Stacy Irvine's friends visit her and discover that she has been rewarded thousands of free toys from fast food restaurants as a regular customer. Stacy's mother often gave her two-year-old girl a portion of fried chicken in a McDonald's restaurant. [I] Since then, Stacy has refused to eat anything else except for pieces of fried chicken, and as a result, her diet has created serious health. She has been warned that if she doesn't change her diet, she will die. [II] Stacy once collapsed due to lack of vitamins and nutrients and needed to be hospitalised. [III] She insisted that Stacy adopt a healthier lifestyle. However, worryingly, Stacy's mother said that while Stacy was beginning to understand the seriousness of her situation, she couldn't eat anything else but chicken nuggets. [IV]
Twenty-year-old Hanna Little was keen on chips. The only thing that Hanna consumed for fifteen years was one plate of chips after another. Not surprisingly, a diet that contained few nutrients and an excess of fat and carbohydrates could only have negative consequences. And it did because not only did Hanna develop health problems, but she also had to leave her job after collapsing at work. At five, Hanna became addicted to chips and refused to eat fruits and vegetables despite her mother's efforts. Hanna says that she was terrified of tasting the flavour of different types of food and she would feel anxious just at the idea of doing it. Parties, picnics and barbecues with friends and family used to be a nightmare. Furthermore, Hanna was soon seen as 'odd' by her friends' parents.
It wasn't until the age of sixteen that Hanna realised she had Selective Eating Disorder (SED). Despite this new knowledge, no solution was found. It wasn't until she lost her job before she started eating normally. Hanna sought therapy from psychologist Felix Economakis, who used hypnosis, a treatment that none of the doctors that she had seen before had mentioned, to get her to eat fruit after one one-hour session, and since then she has been willing to eat anything.... including chips!
(Adapted from Friends Global)
Which of the following can be inferred from the passage?