Singapore has many banks, (3)_____ firms, and finance companies, as (4)_____ as a stock exchange.

The United States has many different types of families. (1)_____ most American families are traditional, consisting of a father, a mother and one or more children, 22 percent of all American families in 1998 were headed by one parent, usually a woman. In a few families in the United States, there are no children. These (2)_____ couples may believe that they would not make good parents; they may want freedom from responsibilities of childbearing; or, perhaps they are not (3)_____ able to have children. Other families in the United States have one adult who is a stepparent. A stepmother or stepfather is a person who joins a family by marrying a father or a mother. Americans (4)_____ and accept these different types of families. In the United States people have right to privacy and Americans do not believe in telling other Americans (5)_____ type of family group they must belong to. They respect each other’s choices regarding family groups. Families are very important to Americans.

These (2)_____ couples may believe that they would not make good parents; they may want freedom from responsibilities of childbearing; or, perhaps they are not (3)_____ able to have children. Other families in the United States have one adult who is a stepparent.

The temperature in the Arctic has slowly been rising and this is (2)_____ the sea ice to melt, endangering the polar bears' home. The polar bears' main sources of food are the different types of seals found in the Arctic. They catch them by waiting next to the air holes seals have made in the ice.

The world is full of people who would rather say something negative than positive. If you’ve made up your (1)_____ to achieve a certain goal, such as writing a novel, don’t let the negative criticism of others (2)_____ you from reaching your target,

The world is full of people who would rather say something negative than positive. If you’ve made up your (1)_____ to achieve a certain goal, such as writing a novel, don’t let the negative criticism of others (2)_____ you from reaching your target, and let the constructive criticism have a positive (3)______ on your work.

On this occasion, 47 people were killed, even though, (5)______ in 1987, the weather forecasters issued accurate warnings.

Bonfire Night is (1)______ all over Britain on November 5th. The festival dates from 1605 when a man called Guy Fawkes tried to blow up the Houses of Parliament. He was caught and hanged, (2)______ the other conspirators. Preparations for Bonfire Night usually start weeks before the event itself .Children go from house to house (3)_______ old furniture, newspapers and anything else which will burn for their bonfires. They make a “guy”, a figure which (4)______ Guy Fawkes, from an old sack and wheel it round the streets asking for money which they use to buy fireworks. On the day itself, as soon as it is dark, the guy is put on top of bonfire, which is then lit. Fireworks are set off and everyone enjoys the display as they stand round the fire (5)______ warm and eating baked potatoes and hot dogs.

Read the reading below carefully, and then complete it with the best option A, B, C or D given below
(1) ....................

For a family of 4, for example, it is more convenient as well as cheaper to sit comfortably at home than to go out. They don’t have to pay for expensive tickets. All they have to do is to turn on TV and they can see films, political discussions and the latest exciting football matches. Some people say that this is fist where the danger lies. The TV viewers need do nothing: they (3)______ no choices, they’re completely passive and don’t even use their legs.