Người cho vay chỉ cấp tín dụng khi có lòng tin vào việc người vay sử dụng vốn vay đúng mục đích, hiệu quả và có khả năng hoàn trả nợ đúng hạn là nói đến đặc điểm nào sau đây của tín dụng?

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 23 to 30.

          Happiness is a universal goal, yet its ingredients differ across societies and cultures. For some, safety and security are paramount, as demonstrated by Singapore. Known for its strict laws and highly regulated environment, Singapore provides a clean, orderly, and safe place for its citizens. The government ensures access to basic necessities such as housing and healthcare, significantly reducing poverty and promoting equality. While personal freedoms may be limited, many Singaporeans find satisfaction in the stability and quality of life their country offers, showing that happiness can stem from collective security.

        In contrast, Mexico highlights the importance of social connections in achieving happiness. Despite challenges like poverty and limited access to essential resources, Mexicans often prioritize relationships with family, friends, and neighbors. Simple acts like sharing meals or gathering in the community foster a sense of belonging and emotional well-being. Psychologists have long noted that feeling part of a larger social group can be a powerful source of happiness, even when material wealth is scarce. For them, the joy derived from relationships often outweighs material concerns.

       The role of money in happiness, however, is often debated. In Mexico, many individuals live in similar financial conditions, reducing the pressure of economic competition. When neighbors lack expensive possessions, individuals are less likely to feel dissatisfied with their own circumstances. This suggests that relative wealth and equality may have a stronger influence on happiness than absolute income.

       Ultimately, there is no universal recipe for happiness. Factors like security, freedom, social bonds, and financial equality all play a role, but their importance varies depending on individual and cultural values. Happiness, therefore, remains a deeply personal and multifaceted pursuit, shaped by our unique perspectives and circumstances.                                                                   

Which of the following is TRUE about happiness according to the passage?

Văn hóa Ấn Độ trở thành nguồn cảm hứng không chỉ trong nước mà nó còn lan một số nơi khác trên thế giới, tiêu biểu là ở khu vực:

Theo em trong Python có mấy dạng lặp:

Vai trò nào không thuộc của quá trình thoát hơi nước?

Dãy nhị phân 101011010 là thể hiện của số hệ thập phân nào sau đây?

Em hãy điền cụm từ thích hợp vào chỗ trống (…..) trong khái niệm sau đây: “Quyền bình đẳng của công dân trước pháp luật nghĩa là mọi công dân, không phân biệt nam, nữ thuộc các dân tộc, tôn giáo, thành phần, địa vị xã hội khác nhau đều ….. trong việc hưởng quyền, thực hiện nghĩa vụ và chịu trách nhiệm pháp lí theo quy định của pháp luật”.

Tiến hành thí nghiệm theo các bước sau:

- Rót dung dịch sodium chloride (NaCl) bão hòa vào cốc 1, cốc 2, cốc 3; dầu nhờn (bản chất là

hỗn hợp các hydrocarbon) vào cốc 4.

- Cho một đinh thép vào cốc 1 và cốc 4, cho đỉnh thép được quấn bởi dây kẽm (Zn) vào cốc 2, cho

đinh thép được quấn bởi dây đồng (Cu) vào cốc 3 (các đinh thép là thép carbon thường và đã được

làm sạch bề mặt).

Các bước được minh hoạ như hình vẽ dưới đây:

Dự đoán hiện tượng nào dưới đây phù hợp với lí thuyết về sự ăn mòn kim loại khi để 4 cốc trong không khí sau 5 ngày?

Tìm \(m\) để đồ thị hàm số \((C)\) của hàm số : \(y=\frac{-x^{3}}{m}+3 m x^{2}-2\) có điểm uốn nằm trên đường parabol \((P): y=2 x^{2}-2\)?

Read the following passage about education in Nepal and mark the letter A, B, C or D on your answer sheet to indicate the best answer to each of the following questions from 31 to 40. 

Fashion in the 1960s reflected the cultural and political upheaval of the time. The hippie and counterculture movement gave rise to accessories like Pocahontas-style headbands and medallions worn around the neck. Hippies wore long, loosely fitting clothing, often in natural fabrics. Hemlines rose as Mary Quant popularized the miniskirt and hot pants in her lines for JC Penney. And mod fashion, with brightly colored space-age geometric patterns, shift dresses and colored tights became the mainstream. Both miniskirts and mod-shift dresses were worn with knee-high go-go boots.

[A] During the 1970s, the loose-fitting hippie clothes of the prior decade gave way to exotic fabrics and bell-bottom jeans for men and women. Hemlines continued to rise and hot pants continued their popularity, reflecting the flashy style of the decade. However, the 1970s also saw the popularity of a longer hemline, from mid-calf to ankle-length. [B] Women wore peasant-style clothing, especially blouses with off-the-shoulder necklines and lace trim, with their jeans or skirts. [C] Disco fashion emerged, featuring bright patterns and tightly fitting clothing meant to show off the body. Platform shoes elevated their wearer, male or female, anywhere from two to four inches or more. [D]

The 1980s saw another fashion upheaval. Angst-ridden punks wore Dr. Marten and steel-toed army boots, chains, tartan patterns, and bondage pants. Punks focused more on their hair during this period, dying, teasing and chopping their hair into asymmetric styles that seemed to defy gravity. Women—and men—experimented with heavy eyeliner in a variety of colors. Women wore neon colors, jelly shoes, tight jeans, leggings, leg warmers and oversized sweatshirts. Menswear-inspired looks also became popular for both sexes. Men wore ‘power suits,’ named so for their price, which made these suits a reflection of the wealth of the wearer. Women’s jackets featured big shoulder pads that made the shoulders appear higher and larger, similar to the male silhouette.

1990’s fashion was far more subdued than the garish, wild styles of the 1980s. Bands like Nirvana influenced the grunge look, which featured rock-concert tee shirts under plaid flannel shirts, jeans and long, greasy hair. Overalls were worn by both sexes, either with one or both shoulder straps unhooked. The punk style of the 1870s and 1980s evolved into the goth fashion trend, which featured black clothing, black boots and studded bracelets in the style of bands like Nine Inch Nails and Marilyn Manson.

The phrase “gave rise to” in paragraph 1 mostly means ______.

Đồ thị biểu diễn sự biến thiên của gia tốc theo li độ trong dao động điều hòa có dạng hình.

Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions:

            For many people who live in cities, parks are an important part of the landscape. They provide a place for people to relax and play sports, as well as a refuge from the often harsh environment of a city. What people often overlook is that parks also provide considerable environmental benefits.

            One benefit of parks is that plants absorb carbon dioxide - a key pollutant - and emit oxygen, which humans need to breathe. According to one study, an acre of trees can absorb the same amount of carbon dioxide that a typical car emits in 11,000 miles of driving. Parks also make cities cooler. Scientists have long noted what is called the Urban Heat Island Effect: building materials such as metal, concrete, and asphalt absorb much more of the sun’s heat and release it much more quickly than organic surfaces like trees and grass. Because city landscapes contain so much of these building materials, cities are usually warmer than surrounding rural areas. Parks and other green spaces help to mitigate the Urban Heat Island Effect.

            Unfortunately, many cities cannot easily create more parks because most land is already being used for buildings, roads, parking lots, and other essential parts of the urban environment. However, cities could benefit from many of the positive effects of parks by encouraging citizens to create another type of green space: rooftop gardens. While most people would not think of starting a garden on their roof, human beings have been planting gardens on rooftops for thousands of years. Some rooftop gardens are very complex and require complicated engineering, but others are simple container gardens that anyone can create with the investment of a few hundred dollars and a few hours of work.

            Rooftop gardens provide many of the same benefits as other urban park and garden spaces, but without taking up the much-needed land. Like parks, rooftop gardens help to replace carbon dioxide in the air with nourishing oxygen. They also help to lessen the Urban Heat Island Effect, which can save people money.

            In the summer, rooftop gardens prevent buildings from absorbing heat from the sun, which can significantly reduce cooling bills. In the winter, gardens help hold in the heat that materials like brick and concrete radiate so quickly, leading to savings on heating bills. Rooftop vegetable and herb gardens can also provide fresh food for city dwellers, saving them money and making their diets healthier. Rooftop gardens are not only something everyone can enjoy, they are also a smart environmental investment.

Question 38: Based on the information in paragraph 3, which of the following best describes the main difference between parks and rooftop gardens?

Một máy cơ có công suất 1650 W, máy đã sinh ra công 540 kJ. Thời gian máy đã hoạt động là

Hãy xác định nguyên nhân dẫn đến lạm phát trong trường hợp dưới đây:

"Gia đình anh A là hộ chăn nuôi lợn thịt, trước đây, việc nuôi lợn thịt mang lại thu nhập ổn định. Tuy nhiên, trong vài năm trở lại đây, do giá thức ăn chăn nuôi tăng liên tục nên gia đình anh A đang đối mặt với thua lỗ".

Một phát biểu đúng về hậu quả của hành vi đưa tin giả về một cá nhân lên mạng là

Trồng dưa lưới áp dụng cho loại mô hình nào sau đây?

Cho hình chóp S.ABCD có đáy là hình bình hành tâm O. Gọi M là trung điểm của SC. Giao điểm I của AM và (SBD) là:  

Một điện tích q = 5.10^-8 C di chuyển trong một điện trường đều có cường độ điện trường E = 1000 V/m theo một đường gấp khúc ABC. Đoạn AB dài 20 cm và vectơ độ dời AB làm với các đường sức điện một góc 30⁰. Đoạn BC dài 40 cm và vectơ độ dời BC làm với các đường sức điện một góc 120⁰. Tính công của lực điện.

Hệ thống ngân sách nhà nước gồm mấy bộ phận chính?

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions.

There ______ something vaguely familiar about her face but I couldn't remember where I______her before.

Mỗi orbital nguyên tử chứa tối đa